Deep dive · NYQ: KB
KB Financial Group Inc. stock analysis
Everything behind the call on KB Financial Group Inc. 6 sections, ordered the way risk stacks up: survival first, quality and price in the middle, context last. The Beacon gives you the read. This is where you check the work.
The five reads
Global tapeOverseas lean-0.25%
FrankfurtKBIA-0.51%⏱MéxicoKBN0.00%⏱
Where else this company trades. A closed venue shows its last close, marked ⏱ — not a live price. Overseas lean is the average move across the 2 overseas venues listed above, excluding the home listing — a read on overnight sentiment rather than a signal.
The bottom linestart hereAs of 2026-09-18
Wall Street rating
Hold
Across 5 covering firms
100% buy · 0% hold · 0% sell
Chart pattern
Above both averages
The 50-day sits above the 200-day
50-day $121.94 · +4.1%
200-day $106.09 · +19.6%
200-day $106.09 · +19.6%
Earnings
In 41 days
29 Oct 2026 · options imply ±7.2%
beat 5–6 of the last 8
cohort P(beat) 64% · n=45,184
cohort P(beat) 64% · n=45,184
Valuation
8.5× forward
4th of its own five-year range
5yr median 6×
Dividend
2.61%
Forward annual yield at today's price
Risk flags
1 critical
5 checks run, 1 clear
beta 1.51 · vol 35% ann.
worst drawdown -18%
worst drawdown -18%
New to this? Every metric carries a plain-English read beside it, and an ⓘ next to a label opens the definition. Anything unfamiliar is also defined at the foot of the page under Glossary.
NYQ · USDRegional Banks
$126.93-2.89 · -2.23%AH · vol 157.3K
52-week range↑ 64% off low · ↓ 4.8% off high
$77.44now $126.93$133.29
Quote Sep 18, 2026 · 2:50 PM ET
Tape 2026-09-17
Factors 2026-09-18
Tape 2026-09-17
Factors 2026-09-18
01Ratios · Jul 7, 2026
Survival & solvency
interest covered 24.1×, and 1 of 5 forensic checks clear.
↳ Plain EnglishBefore anything else: can this company pay its bills? These blocks check the balance sheet, whether your slice of ownership is being diluted, and whether the accounting looks honest.
Piotroski F-score
F 6/7CLEAR
Piotroski F-score 6 of 7. Nine pass/fail tests covering profitability, leverage and operating efficiency; seven or more is strong.
Balance sheetJul 7, 2026
Solvency and liquidity ratios
Interest coverageoperating profit against the interest bill24.1×healthy >5
Your ownership stake
Share-count growth vs peersLOW DILUTION
10th pctile
Where this name's share-count growth ranks among peers. Lower is less dilutive.
Net buyback yieldISSUING
-2,421.83%
Buybacks less new issuance, as a share of market value.
Buyback yieldGROSS
0.00%
Repurchases as a share of market value, before new issuance is netted off.
Diluted vs basic share gapTHIN OVERHANG
0.00%
Options and awards already granted, expressed as the gap between the diluted and basic counts.
Accounting forensicsSEC filings
Red-flag x-rayGRADE D
50 / 100
1 critical · 1 watch · 1 clear of 3 scored tests
Red-flag x-ray · every check, passes included
CheckStatusValueWhat it looks for
Bankruptcy distressNAn/aAltman-Z not available · fundamentals
Earnings manipulationNAn/aBeneish-M not available · fundamentals
LeverageCRITICALLTD/E 2.15long-term debt 2.15× equity · fundamentals
Profitability qualityCLEARF 6/7Piotroski F-score 6 of 7 · fundamentals
Filing forensicsWATCH2 flags2 filing red flags on the latest 10-K · forensic
5 checks, 1 clear and 1 watch and 1 critical. The passes are shown because a score built from five checks means something different from one built from three.
02Refreshed · Sep 18, 2026FAIR · 54/100
Business quality
27% net margin, 10% return on equity, +6% revenue growth.
↳ Plain EnglishMargins tell you how much of each sales dollar the company keeps. Return on capital tells you whether reinvesting that money creates value. Both are read against what the filings support, not against a target.
Quality score
54 / 100FAIR
Profitability, growth and balance strength scored separately, then blended.
ProfitabilityRefreshed · Sep 18, 2026
Net marginOF EVERY SALES DOLLAR
27.5%
The share of revenue that survives every cost and becomes profit.
Return on equityPER $1 OF EQUITY
9.9%
Annual return on each dollar of shareholder equity.
Revenue (TTM)+6% YoY
$22.57T
Trailing twelve-month revenue from the latest filings.
Growth & relative strength
Trailing return by period
1 month+11.9%
3 months+21.6%
6 months+25.5%
Year to date+50.6%
1 year+51.7%
Revenue growth (YoY)GROWING
+5.6%
Revenue against the same period a year ago.
EPS growth (YoY)MARGINS WIDENING
+27.8%
Earnings per share against a year ago. Running ahead of revenue means margins are widening.
12-1 momentumEX LAST MONTH
+38.8%
Return over the last year excluding the most recent month — the standard momentum factor, which drops the short-term reversal.
Relative-strength rankTOP 14%
86 / 100
Where this name's 3-month return against the S&P 500 ranks across the market — a quarter's standing, not the year's.
Around earningsFeb 5, 2026
P(beat next quarter)COHORT BASE RATE
64%
survivor-tilted universe (currently-listed names; large-cap-skewed coverage)
Beat rate · this nameBEAT 5–6 OF THE LAST 8
5 of 8
Its own record against consensus. 8 prints is a small sample, which is why the cohort rate above carries the probability.
Fell after a beatP(FELL | BEAT)
50%
A beat is not a plan: this share of them still closed lower on the day.
Rose after a missP(ROSE | MISS)
57%
The mirror of the line above, over its own denominator.
Typical earnings moveMEDIAN ABSOLUTE
±0.9%
Unsigned magnitudes from its own prints. Direction is not part of this read.
Reaction: beat vs missData unavailableThe beat-versus-miss reaction gap is not computed for this name — undetermined — needs ≥12 measured beats.
Dividends & income
Dividend yieldforward annual
2.61%
The cash return the payment alone provides at today's price.
Cash coveragefree cash flow
>2x
Whether the payment is funded out of the cash the business generates.
Inventory ledger
Data unavailableNo inventory detail is tagged in this company's filings. The ledger needs the XBRL inventory components, which a business without physical goods does not report.
Segments & geography
Data unavailableRevenue by segment and region is not on file for this name, so product and geographic concentration are not shown.
Pattern reliability · platform-wide cohortSnapshot · Sep 18, 2026
Uptrend · leans bullish
HorizonHigherMedianObservations
10d47%-0.1%1,125,547
21d47%-0.2%529,218
63d48%-0.9%169,468
slope +0.11 over 40 bars
Tweezer top · leans bearish
HorizonHigherMedianObservations
10d46%0.0%322,393
21d47%0.0%151,330
63d50%0.0%48,297
matching highs
Three black crows · leans bearish
HorizonHigherMedianObservations
10d51%+0.1%310,689
21d50%0.0%146,312
63d49%-0.4%46,362
three falling red bars
Rising wedge · leans bearish
HorizonHigherMedianObservations
10d48%0.0%225,880
21d49%0.0%106,279
63d50%0.0%34,043
rising & converging — bearish
Near support · leans bullish
HorizonHigherMedianObservations
10d51%+0.1%533,688
21d53%+0.2%250,417
63d54%+0.4%78,400
testing recent support
034TH OF ITS 5-YEAR RANGE
Price & timing
Price $126.93, 8.5× forward earnings, RSI 53, and dealers long gamma.
↳ Plain EnglishA multiple is what the market charges for a dollar of this company's earnings, cash or revenue; the trend and the options tape say what the price is doing around it. Together they are the timing picture, not the quality one.
Trend
Above 50 & 2003 OF 3 AVERAGES
50-day $121.94 · 200-day $106.09. Price above both is the structural definition of an uptrend.
The setup right now
Price · 504 sessions2024-09-13 → 2026-09-17
price50-day200-daylevel
How to read this
Down 2.23% on the session.
Follow the solid line: each point is a session close. Compare it to the 50-day average — while price stays above it the short-term trend is up, and a drop below is the first structural warning.
The dashed levels are the strikes the options chain is most committed to. They are the same numbers the gamma block states; nothing here is drawn that no section derives.
Momentum (RSI-14)COOL
53
030 oversold70 hot100
Where momentum sits on a 0–100 scale. Above 70 is overbought, below 30 oversold; the middle says the move has room either way.
Typical day (ATR-14)±2.9%
$3.72
The average true range — how far this stock moves on an ordinary day. It sets the scale a stop has to clear.
MACDBELOW SIGNAL
-0.22
The short-term trend against its own signal line. The sign is the read; the size is not a target.
Bollinger position57% OF RANGE
Mid band
Where price sits inside its own volatility band. The edges are where a move is stretched, not where it reverses.
20-day VWAPPRICE ABOVE
$125.93
The volume-weighted average of the last month. Price above it means recent buyers are, on average, in profit.
Chandelier exitLONG INTACT
$122.14
A volatility-based trailing stop, set a few average ranges below the recent high.
29 Oct 2026 · in 41 daysNext earningsThe next scheduled catalyst. The forward guide usually moves the tape more than the printed number. Date as the vendor last stated it on 28 Aug; companies confirm about three weeks ahead, so it can still move.
2026-09-25 · in 7 daysConsumer SentimentA scheduled macro release. It moves this stock independently of anything the company does.
Setup & oddsNightly
Pullback riskoverstretch read
In line1.31× segment rate · n=2,897
Historically, bank names in this tape state saw a ≥10% pullback within 63 trading days in 73% of cases (n=2,897).
Overstretchvs the 20-day mean
0.8σ
How many standard deviations price sits from its 20-day mean. Beyond 2σ is genuinely stretched; inside it is ordinary.
Bottom zoneif it breaks down
$127 – $1291 support
Where prior demand appeared: S1 at $129.02.
Slide scorefalling-knife check
0 / 100Neutral
A composite of consecutive down days, gap risk and volume expansion. Low means any decline is orderly.
Signal
The odds lean, the stretch qualifies it.
Not enough fundamental coverage to score this name's red-flag cohort — no 12-month odds shown.
Valuation
Earnings yield vs cashABOVE CASH
4.60pp
The earnings yield clears the risk-free rate, so the current return alone competes with cash.
Multiples
Forward P/Eearnings expected over the next 12 months8.5×5yr median 6×
Trailing P/Eearnings already reported10.2×4th of its 5yr range
PEG ratioP/E divided by growth; near 1 reads fair for the growth0.49
Price / salesprice against revenue, before any of it becomes profit0.0×5yr median 1.2×
Price / bookprice against the accounting value of the assets0.0×
0 of the 5 priced multiples above sit in the richer half of its band. Each priced multiple is read against this stock's own history where a five-year range is on file, so the question is whether today is dear for this name rather than for the market. The multiples are computed separately from the quote above and are not re-priced as it moves, so they can lag it.
Price horizon & timingSep 17, 2026
Entryzone of S1
$129.17In zone deep
Where the composer's entry sits, on its own stated basis.
Target52-week high
$133.29$132–$134
A zone, not a price. It is where the composer expects supply, not a forecast.
Stop2× ATR below entry
$121.74risk $7.44/sh
The level that says the setup is wrong, on the basis named beside it.
Risk / rewardtarget vs stop
0.55:1flagged low
Less reward than risk at these levels. The composer publishes it rather than hiding it, because a sub-1 ratio is the argument against the trade.
Measure from a price$
To the 50-day
-3.9%
short-term trend line · $121.94
To the 200-day
-16.4%
primary trend line · $106.09
To the put wall
-13.3%
heaviest put open interest · $110.00
To the call wall
+2.4%
heaviest call open interest · $130.00
To the composer's target
+5.0%
52-week high · set Sep 17, 2026 · $133.29
To the composer's stop
-4.1%
2× ATR below entry · set Sep 17, 2026 · $121.74
To the 52-week high
+5.0%
highest print of the past year · $133.29
To the 52-week low
-39.0%
lowest print of the past year · $77.44
Options-implied week ±7.2%
$117.74 – $136.12
what the chain prices for the week
A typical day (ATR)
$123.21 – $130.65
±$3.72 average true range
Type any price to re-measure every distance from it. Each row is a level this page already states somewhere else, so nothing here is a new number — and none of it is a recommendation to trade at that price.
Signal
Less reward than risk at this level.
Entry $129.17 · stop $121.74 · target $133.29, a 0.55:1 ratio. The composer flagged: low reward to risk.
Gamma mapChain · Sep 18, 2026
Signal
Long gamma — moves get absorbed.
Dealers hedge against the move, which damps volatility around the current strikes. It makes the tape quieter without saying anything about which way it goes.
Options tapeFront expiry 2026-09-18 · Chain · Sep 18, 2026
Max pain-11.7%
$115.00
The strike where most open options expire worthless. Price often drifts toward it into expiry.
Put / call ratio (OI)PUT-HEAVY
1.52
40% calls
60% puts
Open interest in puts against calls. Heavy call interest often caps how far price can run before expiry.
Put / call ratio (volume)TODAY'S FLOW
0.63
Today's traded flow rather than the standing position. It moves faster and means less.
Expected move (1-week)≈ $9.43
±7.2%
What the chain prices for the week. A range the market is charging for, not a forecast.
Largest open interest · front expiry
StrikeTypeOpen interest
$110.00PUT120
$130.00CALL77
$115.00PUT70
$120.00PUT59
$110.00CALL57
$80.00PUT30
Large call interest above the price acts as a magnet and a ceiling; large put interest below is a floor of hedges. The biggest strike is the level the market is most committed to defending into the next expiry.
Open interest by strikeexpires 2026-09-18CallsPutsMax pain $115.00
77
$130.00
021
$125.00
25
$120.00
5919
$115.00
7057
$110.00
1206
$105.00
112
$100.00
160
$95.00
10
$80.00
300
$50.00
0
The shaded row is the strike nearest the price. Heavy call interest above acts as a ceiling; heavy put interest below is a floor of hedges.
↑ 52-week high$133.29+2.3%The highest print of the past year.Old highs draw profit-taking on the first attempt.
↑ Call wall$130.00-0.2%Heaviest call open interest on the front expiry.Acts as a ceiling into expiry; a close above usually needs a catalyst.
◇ Max pain$115.00-11.7%Where most open options expire worthless.Price often drifts toward it into the close of the expiry week.
↓ 50-day average$121.94-6.4%The line the short-term trend is measured against.A close beneath it is the first structural warning.
↓ Put wall$110.00-15.5%Heaviest put open interest — a floor of hedges.Dealer buying tends to build as price approaches.
0413F quarterly · Form 4 dailyNET SIGNAL +1
Ownership & flow
Institutions hold 7%, short interest is 0.04% of float.
↳ Plain EnglishWho is buying and selling, and what they had to disclose. Institutions file 13F 45 days after quarter end, executives file Form 4 within two days, and Congress discloses under the STOCK Act with a 30–45 day legal lag. Every one of those is a look backwards.
Net signal
+1BALANCED · 30d
1 bull / 0 bear factors. The points sum to the net beside the label; nothing here is weighted after the fact.
The QTick signalNightly
Sentiment1–30D · TIMING
+1
7d sentiment elevated (75/100)
Signal
1 bull / 0 bear factors
Independent factors scored and netted to +1 over 30d, a balanced reading. 1 of 9 factors carried a direction; the others scored zero and do not vote. The signal describes where the data leans, not what to do about it.
Cross-category read
Data unavailableFewer independent evidence families are ready than the engine's minimum, so there is nothing to check for agreement. A cross-category read over two categories is not a read.
Wall Street5 covering firms
Consensus rating5 ANALYSTS
Hold
100% buy · 0% hold · 0% sell, as a share of the 5 covering firms.
Forward EPS estimateCONSENSUS
$20,407.07
What the panel expects the company to earn per share.
Who owns it13F quarterly · Form 4 daily
Institutional ownershipRETAIL-HEAVY
6.8%
The share held by 13F filers. It describes last quarter's positioning, not today's — filings land up to 45 days after quarter end.
Insider ownershipOFFICERS & DIRECTORS
0.0%
The share held by the people running the company.
Short interest (float)LIGHT
0.04%
Falling — shares short changed -11.7% over 30 days. There is no short base to squeeze here.
Dollar volume (ADV)75th PCTILE
$33.88M/day
Average dollars traded per day, and where that ranks cross-sectionally. Thin liquidity is a cost you pay on the way out, not just on the way in.
Borrow feeData unavailableWe do not license securities-lending data, so the annualized cost of borrowing shares to short is not something we can show. Short interest and days-to-cover above are the closest read we can source.
The story · news & sentimentRolling window
Why it moved todayNEWS
-2.23%
KB fell −2.23% in after-hours trading, amid recent coverage: “KB Financial (KB) is on the Move, Here's Why the Trend Could be Sustainable” (Zacks).
News tone · 7-day—
75 / 100
Headline polarity over the window, scored from news articles. Above 60 leans positive, below 40 negative. Colour, not a signal.
Newswire · 47 stories
WhenHeadlineSourceTone
10h agoKB Financial (KB) is on the Move, Here's Why the Trend Could be Sustainable - Yahoo FinanceYahoo Financenot scored
10h agoKB Financial (KB) is on the Move, Here's Why the Trend Could be SustainableZacksnot scored
WedAre You Looking for a High-Growth Dividend Stock?Zacksnot scored
MonKB Financial Group (NYSE:KB) Hits New 12-Month High - Should You Buy? - MarketBeatMarketBeatnot scored
SunLee Jae-geun: KB Financial Must Lead Globally, Not Just Domestically - 조선일보조선일보not scored
SunNominee for KB Financial Group's next chief - Yonhap News AgencyYonhap News Agencynot scored
Sep 11Are You Looking for a Top Momentum Pick? Why KB Financial (KB) is a Great ChoiceZacksnot scored
Sep 11KB Financial Group (NYSE:KB) Shares Gap Up - Here's What Happened - MarketBeatMarketBeatnot scored
Coverage published around the move, newest first. Nothing here measures causation — only the why-it-moved card above is matched to the tape by timestamp.
CongressSTOCK Act · 30–45d lag
Signal
Net selling.
0 of 1 disclosures are buys and 1 is a sale. Lawmakers disclose on a 30–45 day legal lag, so this describes what was done weeks ago, not what is being done now.
0510 graded callsORDINARY VOLATILITY
Risk & track record
Beta 1.51, 35% annual volatility, a -18% worst drawdown, and 3 of 8 risk surfaces clear.
↳ Plain EnglishWhat owning it does to a portfolio, what the model votes against, and how often our own calls have been right. Every call is graded when it resolves, and the ones still open stay visible.
A very bad day (EVT)
−7.3%1-IN-200 DAY
Fitted to the tail of the return distribution rather than assuming a bell curve. Size the position so a day like this is survivable.
What it does to a portfolio5-year window
Beyond the tail (ES)1-IN-1,000 DAY
−13.9%
The average loss on a 1-in-1,000 day or worse — deeper in the tail than the 1-in-200 figure above and further than the measured history reaches, so it reads as the scale of a crash, not a forecast of one.
Tail understatementNEAR-NORMAL
1.3×
The tail runs close to what a normal curve would predict, so volatility is a reasonable proxy for risk here — which is not true of every name.
Max drawdownWORST FALL
-17.5%
The deepest peak-to-trough fall in the measured window. Only hold a position you can watch do this.
Beta (vs the market)AMPLIFIES
1.51
Moves about 1.5× the market over the past year.
Annualized volatilityORDINARY
35%
How far it swings over a year, from its own realized returns.
Tactical phaseNIGHTLY READ
Neutral
Selling pressure0
Buying pressure40
Overheat8
State: neutral — No dominant short-horizon pressure in the tape.
What votes against
Data unavailableNo factor in the model currently votes against this name. That is a statement about the model's inputs today, not a claim that nothing could go wrong.
Failure modes · by company typeRouted as: Bank
Signal
Routed as Bank.
Failure modes are routed by company type, and the bank-run and crypto-treasury rulebooks are the validated ones. This name routes as Bank, so the 2 checks above are that cohort's, not a generic list.
The risk case · why not to buy8 surfaces · nightly
Suggested position capmax defensible size
4.0%tail cap binds
max defensible size 4.0% - tail binds
LowDistress screenThe distress model did not score this name in the latest run, so this surface is unmeasured rather than clear.Not scored
MedPosition size, not conviction, is the binding constrainthalf-Kelly 85.3% · tail cap 4.0% · category cap 90.1%. The tail cap binds, so 4.0% is the number (n=33,308). We show which one binds rather than the friendliest.Sizing
LowLottery-ticket behaviourNot scored for this name.Not scored
LowCash runwayNon-burner: catastrophe rate 6.1% (n=297414).Solvency
LowPost-earnings driftDrift odds at full strength (+3.21% / 63-day spread reference from measured post-earnings drift).Timing
LowDividend riskNot scored for this name.Not scored
LowRestatement historyFiling history is not deep enough to check for restatements.Not scored
LowCrowded shortNot in a warn state: the crowded-short model only publishes when short interest and thin liquidity coincide, and neither condition is met here.Not scored
Signal
3 of 8 surfaces clear.
8 surfaces checked, 3 clear. The binding constraint is position size — the tail cap is the one that binds. Each row states which surface it is and what it measured; a surface that could not be scored says so rather than counting as clear.
Who should skip it
Skip it if any of these is you
You're already heavy in this market
A 1.51 beta means you would be stacking the same bet rather than spreading it.
You'd be buying into earnings
A report lands in 41 days, and the chain prices ±7.2% for the week.
Our track record10 resolved
Track recordBUILDING IN THE OPEN
21 logged
21 calls logged on this name, 10 resolved so far. Calls are logged the moment they are made, so the open ones are public before anyone knows how they turn out, and a hit-rate is not published until enough of them resolve.
Calls on KBTHIS NAME
21
This name's own call count. Too few have resolved to publish a rate over them, so none is shown rather than a rate over 10.
0610-K disclosed linksREGIONAL BANKS
The wider context
5 mapped peers, 4 connections.
↳ Plain EnglishCompanies do not trade alone. This is the peer set, the supply chain that has to deliver, and the macro variables that move the stock regardless of company news.
Rate sensitivity
-1.4% per +1ppSECTOR
This is the SECTOR prior, not a measurement of this name — the regression did not clear its own bar. The verdict beside it (tailwind) comes from the prior too, so the two agree by construction rather than by evidence.
Versus peersLatest session
Peer set · 5 names
SymbolRelationshipPriceSession
MFGPeer$10.94-1.17%
HDBPeer$23.16+2.21%
MZHOFPeer$57.330.00%
IBNPeer$28.15-0.11%
USBPeer$60.06-0.32%
The mapped peer set and how each traded in the latest session. A peer moving with this name says the move is the sector's; one moving against it says the move is this company's.
Time machineHistory from 2023-06-01
Signal
Every backward window is positive.
That is the definition of a stock that has already worked, and it says nothing about the next window. What it does tell you is what a drawdown would be measured against.
Macro driversRolling window
Inflation (CPI) reactionn=39
1.05×
On these days it moves about 1.1× the market, regardless of company news.
Jobs report reactionn=40
0.96×
On these days it moves about 1.0× the market, regardless of company news.
Fed decision (FOMC) reactionn=39
0.82×
On these days it moves about 0.8× the market, regardless of company news.
Inflation (PCE) reactionn=39
1.01×
On these days it moves about 1.0× the market, regardless of company news.
Next macro catalystIN 7 DAYS
Consumer Sentiment
2026-09-25. A scheduled release that moves this stock independently of anything the company does.
Events · what moves this stockSep 18, 2026
Initial jobless claimsUsually hurts when more people file for benefits than expected
More defaults and less borrowing.
Typical for the Regional Banks industry
On the day +0.1% · A week later +1.0% · Two weeks later +2.0% · Rose on 91 of 168 report days
Across the last 168 Initial jobless claims reports since Jun 8, 2023, KB moved +0.1% on average on the day and was 2.0% higher two weeks later. The S&P 500 moved 0.0% on those days.
Housing startsUsually helps when more homes are started than expected
More mortgages get written.
Typical for the Financial Services sector
On the day +0.5% · A week later +0.6% · Two weeks later +1.5% · Rose on 24 of 39 report days
Across the last 39 Housing starts reports since Jun 20, 2023, KB moved +0.5% on average on the day and was 1.5% higher two weeks later. The S&P 500 moved 0.0% on those days.
Industrial productionUsually helps when factory output comes in stronger than expected
Businesses borrow more when they are growing.
Typical for the Financial Services sector
On the day -0.1% · A week later +0.4% · Two weeks later +0.6% · Rose on 17 of 39 report days
Across the last 39 Industrial production reports since Jun 15, 2023, KB moved -0.1% on average on the day and was 0.6% higher two weeks later. The S&P 500 moved +0.1% on those days.
Producer prices (PPI)Usually hurts when producer prices run hotter than expected
Smaller banks pay more on deposits right away but earn more on loans only slowly.
Typical for the Regional Banks industry
On the day +0.3% · A week later +0.7% · Two weeks later +0.9% · Rose on 23 of 39 report days
Across the last 39 Producer prices (PPI) reports since Jun 12, 2023, KB moved +0.3% on average on the day and was 0.9% higher two weeks later. The S&P 500 moved +0.3% on those days.
Retail salesUsually helps when shoppers spend more than expected
More card swipes and consumer borrowing when spending is strong.
Typical for the Financial Services sector
On the day -0.1% · A week later +0.4% · Two weeks later +0.6% · Rose on 17 of 39 report days
Across the last 39 Retail sales reports since Jun 15, 2023, KB moved -0.1% on average on the day and was 0.6% higher two weeks later. The S&P 500 moved +0.1% on those days.
Consumer sentiment (UMich) is due in 7 days.
Consumer sentiment (UMich)Usually helps when consumers feel better than expectedConfident consumers borrow more.
Typical for the Financial Services sector
On the day 0.0% · A week later +0.8% · Two weeks later +2.1% · Rose on 18 of 38 report days
Across the last 38 Consumer sentiment (UMich) reports since Jun 26, 2023, KB moved 0.0% on average on the day and was 2.1% higher two weeks later. The S&P 500 moved 0.0% on those days.
Core PCE (the Fed's gauge) is due in 12 days.
Core PCE (the Fed's gauge)Usually hurts when inflation runs hotter than expectedSmaller banks pay more on deposits right away but earn more on loans only slowly.
Typical for the Regional Banks industry
On the day 0.0% · A week later +1.7% · Two weeks later +3.2% · Rose on 22 of 38 report days
Across the last 38 Core PCE (the Fed's gauge) reports since Jun 28, 2023, KB moved 0.0% on average on the day and was 3.2% higher two weeks later. The S&P 500 moved +0.2% on those days.
Core inflation (core CPI)Usually hurts when inflation runs hotter than expected
Smaller banks pay more on deposits right away but earn more on loans only slowly.
Typical for the Regional Banks industry
On the day +0.3% · A week later +0.8% · Two weeks later +1.0% · Rose on 22 of 38 report days
Across the last 38 Core inflation (core CPI) reports since Jun 12, 2023, KB moved +0.3% on average on the day and was 1.0% higher two weeks later. The S&P 500 moved +0.3% on those days.
Customer momentum
Data unavailableCustomer momentum needs listed customers that disclose a revenue dependence on this company, and none is on file. The connections below are a different map: competitors and partners, most of them curated rather than filed.
Connections4 links · 1 confirmed
Direct connections · 4 edges
CompanyRelationSessionProvenance
FISV · Suppliersupplier-4.28%Rumored · manual
JPM · Competitorcompetitor+0.10%Rumored · manual
SHG · Competitorcompetitor-3.00%Confirmed · manual
MSFT · Suppliersupplier-0.80%Rumored · manual
1 of 4 edges are named in a filing; the rest come from reporting we have not matched to one yet, and are labelled as such.
Glossary · every term on this page
Survival
Altman Z
Bankruptcy-risk score. Above 3.0 is the safe band.
Piotroski F
Nine pass/fail health tests; 7 or more is strong.
Beneish M
Accrual and growth pattern screen. Clear below −2.22, watch to −1.78, elevated above; a year of very fast revenue growth lifts it by construction.
Merton DTD
Standard deviations of asset value between the company and its debt.
EDF
Default frequency calibrated on what actually happened to similar names.
Price & tape
RSI-14
Momentum gauge 0–100. Above 70 is overbought, below 30 oversold.
ATR
Average true range — the size of a typical day.
VWAP
20-day volume-weighted average price — the average paid over the last month; the page shows no intraday VWAP.
Supertrend
A trend-following stop line. A close through it flips the read.
Chandelier
A trailing stop set a few average ranges below the recent high.
Options & flow
Gamma / GEX
Dealer hedging pressure. Negative gamma amplifies moves both ways.
Call / put wall
The strikes with the heaviest open interest; they act as ceiling and floor.
Max pain
The strike where most options expire worthless.
13F · Form 4
Institutional filings, 45 days after quarter end. Insider trades, within two days.
Scoring
Composite signal
Independent factors scored and netted into one number.
Hit-rate
Share of past calls that resolved in the direction stated.
Brier score
Calibration measure. Lower means stated probabilities track reality.
HHI
Concentration 0–10,000. Above 2,500 means one segment carries the company.
EVT
Fits the tail rather than assuming a bell curve, so bad days are not understated.