U.S. Bancorp (USB) — Regional Banks. Numbers-first dossier: valuation, distress risk, calibrated signal.

How we compute this

USBpeers & supply-chain relationships

USB earnings history

Qtick
Sign in
Bid — × — AskUpdated Nov 10, 2026 · 4:00 PM ETVol 4.58M · 3-mo avg 7.35M

U.S. Bancorp (USB)

USBU.S. Bancorploading…
loading…
QTick signal
-1net
1 bull / 2 bear factors · balanced
Bull 1 pts·Bear 2 pts30d
loading…
Market context—Sector read · not on file—Balance sheet · not on fileOKInflation-report days · ~24% smaller swingsOKCalm trading · sharp-drop risk 0/100 · Nov 10
$60.45
near a recent low, a support level and the 200-day average · Nov 10
$65–66
near the 52-week high and a round-number price · midpoint $65.47 · Nov 10
±$3.19
±5.3% up or down, priced by the options market
Golden cross
50-day average is above the 200-day — an uptrend
In line
57% of similar setups fell 10% or more within 3 months · 1.0× the usual rate
Golden cross
50-day average is above the 200-day — an uptrend
Trading volume39% below normal0.61× its 20-day average
Past year's range$45.02 – $66.08lowest to highest price
From its peak8.1% belowpeak $66.08, highest since 2015
Gain vs. risk1.06 to 1$1.06 possible gain per $1 at risk
Plan fails below$56.31the setup is broken under this price
Options pressure point$59.00price can drift here near expiry
Momentum (RSI)56.5fires under 35 · fires near $54.54
Price vs. profit10.3× next year11.8× last 12 months
Price vs. its own pastpricier than 59%of the last 5 years · usual P/E 11.4×

Last session traded lighter than its own normal, price down 0.3%. Over the last 20 sessions, 48% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

1 of 6 aligned — not yet
RSI 14
●
56.5
fires under 35 · fires near $54.54
vs 50-day
●
$59.37
above the line · fires near $59.93
Bollinger
●
$57.12
no lower pierce · fires near $56.71
VWAP 20
●
$59.24
above the rolling VWAP · fires near $59.24
Entry level
✓
$60.45
within 1% of model level
Put wall
●
$56.00
2026-11-13 expiry · chain of 2026-11-10
MACD
Context✓
+0.15
histogram above zero · fading
RVolStatic
0.61×
lighter than its own normal
Short int.Static
0.0%
short interest below 20%
ATRStatic
$1.45
14-session average true range
A checklist, not odds on a return: 4 of 6 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-01-19
in 46 sessions
Next dividend
3.56% yld
no ex-date on file