Deep dive · NYQ: JPM
JPMorgan Chase & Co. stock analysis
Everything behind the call on JPMorgan Chase & Co. 6 sections, ordered the way risk stacks up: survival first, quality and price in the middle, context last. The Beacon gives you the read. This is where you check the work.
The five reads
Why the reads disagreeread this before the sections
Event and Positioning are pulling against each other and one side is clearly ahead. The net lands at +4 over 30d, a leaning reading on a dispersion of 0.28, which makes this a question of size rather than of direction.
Leans up · and why
earnings, analyst moves, sentiment vote up. 3 of 5 independent evidence families agree.
Leans down · and why
insider flow vote down. 2 of 5 families lean the other way. The conflict that matters is Event against Positioning.
What it changes
Size, not direction. dealers are long gamma, so their hedging absorbs moves rather than amplifying them; separately, the tail model puts a very bad day at −4.9%; and the binding position cap is 4.6% — the tail cap is the one that binds.
Global tapeOverseas lean0.00%
FrankfurtCMC0.00%⏱MéxicoJPM*0.00%⏱ZurichJPM10.00%⏱StockholmJPM10.00%⏱London0Q1F0.00%⏱
Where else this company trades. A closed venue shows its last close, marked ⏱ — not a live price. Overseas lean is the average move across the 5 overseas venues listed above, excluding the home listing — a read on overnight sentiment rather than a signal.
The bottom linestart hereAs of 2026-09-25
Wall Street rating
Buy
+9% to the average target
54% buy · 46% hold · 0% sell
median target $375
median target $375
Chart pattern
Between the averages
The 50-day sits above the 200-day
50-day $353.34 · -2.9%
200-day $319.54 · +7.4%
200-day $319.54 · +7.4%
Earnings
In 16 days
13 Oct 2026 · options imply ±3.6%
beat 7–8 of the last 8
cohort P(beat) 79% · n=35,343
cohort P(beat) 79% · n=35,343
Valuation
13.7× forward
76th of its own five-year range
5yr median 12×
Dividend
1.92%
Forward annual yield at today's price
Risk flags
1 critical
5 checks run, 0 clear
beta 0.78 · vol 18% ann.
worst drawdown -15%
worst drawdown -15%
New to this? Every metric carries a plain-English read beside it, and an ⓘ next to a label opens the definition. Anything unfamiliar is also defined at the foot of the page under Glossary.
NYQ · USDDiversified Banks
$343.06+4.50 · +1.33%CLOSED · vol 11.46M
52-week range↑ 23% off low · ↓ 6.4% off high
$279.10now $343.06$366.50
Quote Sep 25, 2026 · 4:00 PM ET
Tape 2026-09-25
Factors 2026-09-25
Tape 2026-09-25
Factors 2026-09-25
01Ratios · Sep 27, 2026
Survival & solvency
and 0 of 5 forensic checks clear.
↳ Plain EnglishBefore anything else: can this company pay its bills? These blocks check the balance sheet, whether your slice of ownership is being diluted, and whether the accounting looks honest.
Piotroski F-score
F 3/7CRITICAL
Piotroski F-score 3 of 7. Nine pass/fail tests covering profitability, leverage and operating efficiency; seven or more is strong.
Balance sheetSep 27, 2026
Solvency and liquidity ratios
Leverage · long-term debt / equitythe borrowings that outlive a bad quarter0.06
Your ownership stake
Share-count growth vs peersLOW DILUTION
25th pctile
Where this name's share-count growth ranks among peers. Lower is less dilutive.
Net buyback yieldSHRINKING
3.51%
Buybacks less new issuance, as a share of market value.
Buyback yieldGROSS
3.51%
Repurchases as a share of market value, before new issuance is netted off.
Stock-based comp / revenueIN LINE
2.3%
Stock comp is the dilution pressure a buyback has to outrun. We read up to 5% of revenue as modest and above 12% as heavy — our own reading band, not a measured peer statistic.
Diluted vs basic share gapTHIN OVERHANG
0.18%
Options and awards already granted, expressed as the gap between the diluted and basic counts.
Accounting forensicsSEC filings
Red-flag x-rayGRADE F
33 / 100
1 critical · 2 watch · 0 clear of 3 scored tests
Red-flag x-ray · every check, passes included
CheckStatusValueWhat it looks for
Bankruptcy distressNAn/aAltman-Z not available · fundamentals
Earnings manipulationNAn/aBeneish-M not available · fundamentals
LeverageWATCHLTD/E 1.20long-term debt 1.20× equity · fundamentals
Profitability qualityCRITICALF 3/7Piotroski F-score 3 of 7 · fundamentals
Filing forensicsWATCH1 flag1 filing red flag on the latest 10-K · forensic
5 checks, 2 watch and 1 critical. The passes are shown because a score built from five checks means something different from one built from three.
02Refreshed · Sep 27, 2026FAIR · 43/100
Business quality
31% net margin, 16% return on equity, +7% revenue growth.
↳ Plain EnglishMargins tell you how much of each sales dollar the company keeps. Return on capital tells you whether reinvesting that money creates value. Both are read against what the filings support, not against a target.
Quality score
43 / 100FAIR
Profitability, growth and balance strength scored separately, then blended.
ProfitabilityRefreshed · Sep 27, 2026
Net marginOF EVERY SALES DOLLAR
31.4%
The share of revenue that survives every cost and becomes profit.
Return on equityPER $1 OF EQUITY
15.7%
Annual return on each dollar of shareholder equity.
Revenue (TTM)+7% YoY
$194.91B
Trailing twelve-month revenue from the latest filings.
Growth & relative strength
Trailing return by period
1 month-3.2%
3 months+4.2%
6 months+21.3%
Year to date+5.4%
1 year+9.4%
Revenue growth (YoY)GROWING
+7.3%
Revenue against the same period a year ago.
EPS growth (YoY)IN LINE
+1.4%
Earnings per share against a year ago. Running ahead of revenue means margins are widening.
12-1 momentumEX LAST MONTH
+15.9%
Return over the last year excluding the most recent month — the standard momentum factor, which drops the short-term reversal.
Relative-strength rankTOP 30%
70 / 100
Where this name's 3-month return against the S&P 500 ranks across the market — a quarter's standing, not the year's.
Around earningsJul 14, 2026
P(beat next quarter)COHORT BASE RATE
79%
survivor-tilted universe (currently-listed names; large-cap-skewed coverage)
Beat rate · this nameBEAT 7–8 OF THE LAST 8
7 of 8
Its own record against consensus. 8 prints is a small sample, which is why the cohort rate above carries the probability.
Fell after a beatP(FELL | BEAT)
55%
A beat is not a plan: this share of them still closed lower on the day.
Rose after a missP(ROSE | MISS)
20%
The mirror of the line above, over its own denominator.
Typical earnings moveMEDIAN ABSOLUTE
±1.9%
Unsigned magnitudes from its own prints. Direction is not part of this read.
Reaction: beat vs missASYMMETRIC
0.0% / -2.2%
The average day-one move after a beat and after a miss. A miss dropping the stock further than a beat lifts it is the asymmetry worth sizing for.
Dividends & income
Dividend yieldforward annual
1.92%
The cash return the payment alone provides at today's price.
Cash coveragefree cash flow
<1x
Whether the payment is funded out of the cash the business generates.
Inventory ledger
Data unavailableNo inventory detail is tagged in this company's filings. The ledger needs the XBRL inventory components, which a business without physical goods does not report.
Segments & geography
Data unavailableRevenue by segment and region is not on file for this name, so product and geographic concentration are not shown.
Pattern reliability · platform-wide cohortSnapshot · Sep 27, 2026
Sideways
HorizonHigherMedianObservations
10d47%0.0%1,479,705
21d49%0.0%695,010
63d51%+0.1%220,093
slope -0.04 over 40 bars
Double top · leans bearish
HorizonHigherMedianObservations
10d50%0.0%1,216,877
21d51%+0.1%572,733
63d52%+0.3%181,607
two peaks ≈ equal — reversal if neckline breaks
Triple top · leans bearish
HorizonHigherMedianObservations
10d50%0.0%975,500
21d52%+0.2%458,215
63d54%+0.5%144,909
three peaks ≈ equal
Head and shoulders · leans bearish
HorizonHigherMedianObservations
10d49%0.0%499,633
21d51%+0.1%235,260
63d51%+0.3%74,900
head above two ≈-equal shoulders — bearish reversal
Double bottom · leans bullish
HorizonHigherMedianObservations
10d49%0.0%1,247,184
21d50%0.0%586,365
63d51%+0.3%185,394
two troughs ≈ equal — reversal if neckline breaks
Triple bottom · leans bullish
HorizonHigherMedianObservations
10d49%0.0%964,809
21d50%0.0%453,015
63d52%+0.3%142,744
three troughs ≈ equal
Falling wedge · leans bullish
HorizonHigherMedianObservations
10d50%0.0%430,231
21d50%0.0%203,310
63d50%+0.1%64,486
falling & converging — bullish
0376TH OF ITS 5-YEAR RANGE
Price & timing
Price $343.06, 13.7× forward earnings, RSI 42, and dealers long gamma.
↳ Plain EnglishA multiple is what the market charges for a dollar of this company's earnings, cash or revenue; the trend and the options tape say what the price is doing around it. Together they are the timing picture, not the quality one.
Trend
Mixed1 OF 3 AVERAGES
50-day $353.34 · 200-day $319.54. Price above both is the structural definition of an uptrend.
The setup right now
Price · 504 sessions2024-09-23 → 2026-09-25
price50-day200-daylevel
How to read this
Up 1.33% on the session.
Follow the solid line: each point is a session close. Compare it to the 50-day average — while price stays above it the short-term trend is up, and a drop below is the first structural warning.
The dashed levels are the strikes the options chain is most committed to. They are the same numbers the gamma block states; nothing here is drawn that no section derives.
Momentum (RSI-14)COOL
42
030 oversold70 hot100
Where momentum sits on a 0–100 scale. Above 70 is overbought, below 30 oversold; the middle says the move has room either way.
Typical day (ATR-14)±2.1%
$7.15
The average true range — how far this stock moves on an ordinary day. It sets the scale a stop has to clear.
MACDBELOW SIGNAL
-1.68
The short-term trend against its own signal line. The sign is the read; the size is not a target.
Bollinger position19% OF RANGE
Lower band
Where price sits inside its own volatility band. The edges are where a move is stretched, not where it reverses.
20-day VWAPPRICE BELOW
$349.94
The volume-weighted average of the last month. Price above it means recent buyers are, on average, in profit.
Chandelier exitLONG INTACT
$341.40
A volatility-based trailing stop, set a few average ranges below the recent high.
13 Oct 2026 · in 16 daysNext earningsThe next scheduled catalyst. The forward guide usually moves the tape more than the printed number.
2026-09-29 · in 2 daysJob Openings (JOLTS)A scheduled macro release. It moves this stock independently of anything the company does.
Setup & oddsNightly
Direction oddsnext 12m
54 / 46cohort n=21,665
A lean, not a forecast. These are the cohort's odds — comparable names over the window — not this stock's own history.
Pullback riskoverstretch read
Low0.67× segment rate · n=3,608
Historically, bank names in this tape state saw a ≥10% pullback within 63 trading days in 37% of cases (n=3,608).
Overstretchvs the 20-day mean
-1.2σ
How many standard deviations price sits from its 20-day mean. Beyond 2σ is genuinely stretched; inside it is ordinary.
Bottom zoneif it breaks down
$320 – $3413 supports
Where prior demand appeared: S1 at $340.03, Pivot low at $325.75, Pivot low at $323.55.
Slide scorefalling-knife check
4 / 100Neutral
A composite of consecutive down days, gap risk and volume expansion. Low means any decline is orderly.
Signal
The odds lean, the stretch qualifies it.
Historically, names tripping 0 validated red flags finished lower 12 months later in 46% of cases (n=21,665) — a survivor-biased floor, not a forecast.
Valuation
Earnings yield vs cashABOVE CASH
1.64pp
The earnings yield clears the risk-free rate, so the current return alone competes with cash.
Multiples
Forward P/Eearnings expected over the next 12 months13.7×5yr median 12×
Trailing P/Eearnings already reported14.7×76th of its 5yr range
PEG ratioP/E divided by growth; near 1 reads fair for the growth1.10
Price / salesprice against revenue, before any of it becomes profit5.1×5yr median 3.6×
Price / bookprice against the accounting value of the assets2.5×
1 of the 5 priced multiples above sits in the richer half of its band. Each priced multiple is read against this stock's own history where a five-year range is on file, so the question is whether today is dear for this name rather than for the market. The multiples are computed separately from the quote above and are not re-priced as it moves, so they can lag it.
Price horizon & timingSep 25, 2026
Entryzone of pivot low + S1
$341.34In zone
Where the composer's entry sits, on its own stated basis.
TargetRound + sma 50 + vwap 50
$352.79$351–$355
A zone, not a price. It is where the composer expects supply, not a forecast.
StopCap3atr
$319.88risk $21.46/sh
The level that says the setup is wrong, on the basis named beside it.
Risk / rewardtarget vs stop
0.53:1flagged low
Less reward than risk at these levels. The composer publishes it rather than hiding it, because a sub-1 ratio is the argument against the trade.
Measure from a price$
To the 50-day
+3.0%
short-term trend line · $353.34
To the 200-day
-6.9%
primary trend line · $319.54
To the put wall
-3.8%
heaviest put open interest · $330.00
To the call wall
-0.9%
heaviest call open interest · $340.00
To the composer's target
+2.8%
Round + sma 50 + vwap 50 · set Sep 25, 2026 · $352.79
To the composer's stop
-6.8%
Cap3atr · set Sep 25, 2026 · $319.88
To the 52-week high
+6.8%
highest print of the past year · $366.50
To the 52-week low
-18.6%
lowest print of the past year · $279.10
Options-implied week ±3.6%
$330.61 – $355.51
what the chain prices for the week
A typical day (ATR)
$335.91 – $350.21
±$7.15 average true range
Type any price to re-measure every distance from it. Each row is a level this page already states somewhere else, so nothing here is a new number — and none of it is a recommendation to trade at that price.
Signal
Less reward than risk at this level.
Entry $341.34 · stop $319.88 · target $352.79, a 0.53:1 ratio. The composer flagged: low reward to risk, target inside one week's move.
Gamma mapChain · Sep 27, 2026
Signal
Long gamma — moves get absorbed.
Dealers hedge against the move, which damps volatility around the current strikes. It makes the tape quieter without saying anything about which way it goes.
Options tapeFront expiry 2026-10-02 · Chain · Sep 27, 2026
Max pain-0.9%
$340.00
The strike where most open options expire worthless. Price often drifts toward it into expiry.
Put / call ratio (OI)CALL-HEAVY
0.56
64% calls
36% puts
Open interest in puts against calls. Heavy call interest often caps how far price can run before expiry.
Put / call ratio (volume)TODAY'S FLOW
0.40
Today's traded flow rather than the standing position. It moves faster and means less.
Expected move (1-week)≈ $12.45
±3.6%
What the chain prices for the week. A range the market is charging for, not a forecast.
Largest open interest · front expiry
StrikeTypeOpen interest
$340.00CALL1,837
$345.00CALL1,625
$350.00CALL1,504
$357.50CALL852
$347.50CALL830
$330.00PUT786
Large call interest above the price acts as a magnet and a ceiling; large put interest below is a floor of hedges. The biggest strike is the level the market is most committed to defending into the next expiry.
Open interest by strikeexpires 2026-10-02CallsPutsMax pain $340.00
203
$362.50
4705
$360.00
5852
$357.50
4753
$355.00
166462
$352.50
442k
$350.00
486830
$347.50
762k
$345.00
303673
$342.50
1412k
$340.00
455241
$337.50
20926
$335.00
7727
$332.50
39335
$330.00
7868
$327.50
50457
$325.00
730
The shaded row is the strike nearest the price. Heavy call interest above acts as a ceiling; heavy put interest below is a floor of hedges.
↑ 52-week high$366.50+6.8%The highest print of the past year.Old highs draw profit-taking on the first attempt.
↑ Call wall$340.00-0.9%Heaviest call open interest on the front expiry.Acts as a ceiling into expiry; a close above usually needs a catalyst.
◇ Max pain$340.00-0.9%Where most open options expire worthless.Price often drifts toward it into the close of the expiry week.
↓ 50-day average$353.34+3.0%The line the short-term trend is measured against.A close beneath it is the first structural warning.
↓ Put wall$330.00-3.8%Heaviest put open interest — a floor of hedges.Dealer buying tends to build as price approaches.
0413F quarterly · Form 4 dailyNET SIGNAL +4
Ownership & flow
Institutions hold 76%, short interest is 0.91% of float, and 15 analysts average $375.
↳ Plain EnglishWho is buying and selling, and what they had to disclose. Institutions file 13F 45 days after quarter end, executives file Form 4 within two days, and Congress discloses under the STOCK Act with a 30–45 day legal lag. Every one of those is a look backwards.
Net signal
+4LEANING · 30d
3 bull / 1 bear factors. The points sum to the net beside the label; nothing here is weighted after the fact.
The QTick signalNightly
Analyst moves90D · TIMING
+1
16 price-target raises in 90d
Earnings4 QUARTERS · TIMING
+3
latest EPS beat by 6%
Insider flow120D · TIMING
-1
net insider selling ($7,187,331 across 7 sells) in 120d
Sentiment1–30D · TIMING
+1
7d sentiment elevated (100/100)
Signal
3 bull / 1 bear factors
Independent factors scored and netted to +4 over 30d, a leaning reading. 4 of 9 factors carried a direction; the others scored zero and do not vote. The signal describes where the data leans, not what to do about it.
Cross-category readSep 26, 2026
Signal
3 of 5 families lean up.
Descriptive only — a decorrelated read of where the evidence agrees and conflicts, not a forecast and not advice. Patterns are condition lists, not outcome predictions, and are not yet validated to the proof bar. Dispersion of 0.28 means the disagreement is real but not a split decision.
Wall Street15 covering firms
Consensus rating15 ANALYSTS
Buy
54% buy · 46% hold · 0% sell, as a share of the 15 covering firms.
Median price target+9%
$375
$305now $343$436
A $305–$436 spread across the panel. A twelve-month view, and a wide spread means real disagreement rather than a consensus.
Revision breadthIMPROVING
100%
The share of the panel that lifted rather than cut its target recently. Breadth moves before the average does.
Forward EPS estimateCONSENSUS
$25.05
What the panel expects the company to earn per share.
Recent analyst moves · last 90 days
FirmTargetDirectionRank
Wells Fargo$390↑52/100
UBS$400↑52/100
Citigroup$360↑53/100
Evercore ISI Group$368↑52/100
B of A Securities$420↑52/100
Baird$305↑54/100
RBC Capital$370↑53/100
Wells Fargo$375↑52/100
Upgrades, downgrades and target changes from covering firms. A cluster of moves in one direction matters more than any single target; the rank is the firm's own credibility score, or a dash below the scoring floor.
Who owns it13F quarterly · Form 4 daily
Institutional ownershipINSTITUTIONALLY HELD
75.7%
The share held by 13F filers. It describes last quarter's positioning, not today's — filings land up to 45 days after quarter end.
Insider ownershipOFFICERS & DIRECTORS
0.4%
The share held by the people running the company.
Short interest (float)LIGHT
0.91%
Falling — shares short changed -5.1% over 30 days. There is no short base to squeeze here.
Free float99% OF SHARES
2.64B
Shares actually available to trade, excluding insider and restricted holdings.
Dollar volume (ADV)99th PCTILE
$2.64B/day
At this depth, position size is not a constraint for a retail account.
Borrow feeData unavailableWe do not license securities-lending data, so the annualized cost of borrowing shares to short is not something we can show. Short interest and days-to-cover above are the closest read we can source.
Insider filings · Form 4
InsiderTradeAmountPlanTraded
Leopold Robin · Head of Human ResourcesSell$882,026—10 Sep
Leopold Robin · Head of Human ResourcesSell$903,518—11 Aug
Friedman Stacey · General CounselGiftnot on file—27 Jul
Petno Douglas B · Co-President; CEO CIBGiftnot on file—24 Jul
Lake Marianne · CEO CCBFilingnot on file—08 Jul
Rometty Virginia M · DirectorAward$40,000—30 Jun
Executives must file within two business days. Sales on pre-set 10b5-1 plans are scheduled months ahead and carry little signal; tax withholding, exercises and awards are compensation mechanics, not trades; the open-market lines are the ones to read.
The story · news & sentimentRolling window
Why it moved todayNEWS
+1.33%
JPM rose +1.33% since the last close, amid recent coverage: “JPMorgan Says Bitcoin’s Rally Lessens Pressure On Crypto Miners” (CryptoProwl).
News tone · 7-day—
100 / 100
Headline polarity over the window, scored from news articles. Above 60 leans positive, below 40 negative. Colour, not a signal.
Newswire · 26 stories
WhenHeadlineSourceTone
9h agoQatar Partnership Could Be A Game Changer For JPMorgan Stock (JPM) - simplywall.stsimplywall.stnot scored
14h agoJPMorgan Predicts IREN Will Generate $24 Billion in Annual Revenue by 203024/7 Wall St.not scored
16h agoJPMorgan Chase & Co. (NYSE:JPM) Stock Keeps "Neutral" Rating at Jefferies Financial Group - MarketBeatMarketBeatnot scored
FriJPMorgan Chase & Co. (NYSE:JPM) Stock Price Up 1.3% - What's Next? - MarketBeatMarketBeatnot scored
FriJPMorgan Chase (JPM) Stock Could Be Undervalued Based On Capital Returns - Yahoo FinanceYahoo Financenot scored
FriJPMorgan Chase (JPM) Stock Could Be Undervalued Based On Capital ReturnsSimply Wall St.not scored
FriJPMorgan Says Bitcoin’s Rally Lessens Pressure On Crypto MinersCryptoProwlnot scored
FriGENI Stock: JPMorgan Sees Nearly 40% Upside, Cites Prediction Markets ‘Optionality’Stocktwitsnot scored
Coverage published around the move, newest first. Nothing here measures causation — only the why-it-moved card above is matched to the tape by timestamp.
CongressSTOCK Act · 30–45d lag
Signal
Net buying.
4 of 6 disclosures are buys and 2 are sales. Lawmakers disclose on a 30–45 day legal lag, so this describes what was done weeks ago, not what is being done now.
0511 graded callsORDINARY VOLATILITY
Risk & track record
Beta 0.78, 18% annual volatility, a -15% worst drawdown, and 2 of 8 risk surfaces clear.
↳ Plain EnglishWhat owning it does to a portfolio, what the model votes against, and how often our own calls have been right. Every call is graded when it resolves, and the ones still open stay visible.
A very bad day (EVT)
−4.9%1-IN-200 DAY
Fitted to the tail of the return distribution rather than assuming a bell curve. Size the position so a day like this is survivable.
What it does to a portfolio5-year window
Beyond the tail (ES)1-IN-1,000 DAY
−11.5%
The average loss on a 1-in-1,000 day or worse — deeper in the tail than the 1-in-200 figure above and further than the measured history reaches, so it reads as the scale of a crash, not a forecast of one.
Tail understatementHEAVY TAIL
1.7×
A normal-curve estimate understates this name's worst days by about 1.7×, so volatility alone is the wrong risk measure for it.
Max drawdownWORST FALL
-15.5%
The deepest peak-to-trough fall in the measured window. Only hold a position you can watch do this.
Beta (vs the market)DAMPENS
0.78
Moves about 0.8× the market over the past year.
Annualized volatilityORDINARY
18%
How far it swings over a year, from its own realized returns.
Tactical phaseNIGHTLY READ
Neutral
Selling pressure52
Buying pressure2
Overheat0
State: neutral — No dominant short-horizon pressure in the tape.
What votes againstNightly
LowInsider flownet insider selling ($7,187,331 across 7 sells) in 120d120d · -1
Signal
1 of 9 factors vote against.
Ranked by the size of each factor's own point contribution to the net signal — these are the model's stated reasons, not a written bear case. Each one is scored from the source named beside it.
Failure modes · by company typeRouted as: Bank
Signal
Routed as Bank.
Failure modes are routed by company type, and the bank-run and crypto-treasury rulebooks are the validated ones. This name routes as Bank, so the 3 checks above are that cohort's, not a generic list.
The risk case · why not to buy8 surfaces · nightly
Suggested position capmax defensible size
4.6%tail cap binds
max defensible size 4.6% - tail binds
LowDistress screenThe distress model did not score this name in the latest run, so this surface is unmeasured rather than clear.Not scored
MedPosition size, not conviction, is the binding constrainthalf-Kelly 115.7% · tail cap 4.6% · category cap 90.1%. The tail cap binds, so 4.6% is the number (n=36,784). We show which one binds rather than the friendliest.Sizing
LowLottery-ticket behaviourNot scored for this name.Not scored
HighCash runwayAbout 7.6 quarters of cash at current burn ($309.8B cash against $162.5B a year of burn) - names in this bucket: 23.5% catastrophe rate within a year.Solvency
LowPost-earnings driftDrift odds at full strength (+2.24% / 63-day spread reference from measured post-earnings drift).Timing
LowDividend riskNot scored for this name.Not scored
LowRestatement historyFiling history is not deep enough to check for restatements.Not scored
LowCrowded shortNot in a warn state: the crowded-short model only publishes when short interest and thin liquidity coincide, and neither condition is met here.Not scored
Signal
2 of 8 surfaces clear.
8 surfaces checked, 2 clear. The binding constraint is position size — the tail cap is the one that binds. Each row states which surface it is and what it measured; a surface that could not be scored says so rather than counting as clear.
Who should skip it
Skip it if any of these is you
You'd be buying into earnings
A report lands in 16 days, and the chain prices ±3.6% for the week.
Our track record11 resolved
Track recordBUILDING IN THE OPEN
30 logged
30 calls logged on this name, 11 resolved so far. Calls are logged the moment they are made, so the open ones are public before anyone knows how they turn out, and a hit-rate is not published until enough of them resolve.
Calls on JPMTHIS NAME
30
This name's own call count. Too few have resolved to publish a rate over them, so none is shown rather than a rate over 11.
0610-K disclosed linksDIVERSIFIED BANKS
The wider context
5 mapped peers, 18 connections.
↳ Plain EnglishCompanies do not trade alone. This is the peer set, the supply chain that has to deliver, and the macro variables that move the stock regardless of company news.
Rate sensitivity
+3.9% per +1ppSECTOR
This is the SECTOR prior, not a measurement of this name — the regression did not clear its own bar. The verdict beside it (tailwind) comes from the prior too, so the two agree by construction rather than by evidence.
Versus peersLatest session
Peer set · 5 names
SymbolRelationshipPriceSession
BACCompetitor$56.70+1.20%
HSBCPeer$100.95+0.78%
HBCYFPeer$19.46-0.71%
RYPeer$201.98+1.24%
WFCCompetitor$82.97+0.96%
The mapped peer set and how each traded in the latest session. A peer moving with this name says the move is the sector's; one moving against it says the move is this company's.
Time machineHistory from 2023-06-01
Signal
Every backward window is positive.
That is the definition of a stock that has already worked, and it says nothing about the next window. What it does tell you is what a drawdown would be measured against.
Macro driversRolling window
Inflation (CPI) reactionn=39
1.11×
On these days it moves about 1.1× the market, regardless of company news.
Jobs report reactionn=40
0.82×
On these days it moves about 0.8× the market, regardless of company news.
Fed decision (FOMC) reactionn=39
0.88×
On these days it moves about 0.9× the market, regardless of company news.
Inflation (PCE) reactionn=39
0.84×
On these days it moves about 0.8× the market, regardless of company news.
Next macro catalystIN 2 DAYS
Job Openings (JOLTS)
2026-09-29. A scheduled release that moves this stock independently of anything the company does.
Events · what moves this stockSep 27, 2026
Initial jobless claimsUsually hurts when more people file for benefits than expected
More missed loan payments and less borrowing; lower rates also thin banks' margins.
Typical for the Financial Services sector
On the day 0.0% · A week later +0.6% · Two weeks later +1.2% · Rose on 97 of 170 report days
Across the last 170 Initial jobless claims reports since Jun 8, 2023, JPM moved 0.0% on average on the day and was 1.2% higher two weeks later. The S&P 500 moved 0.0% on those days.
FOMC decisionUsually helps when the Fed sounds more hawkish than expected
Big banks earn more on loans as rates rise.
Typical for the Diversified Banks industry
On the day 0.0% · A week later -0.3% · Two weeks later +0.9% · Rose on 20 of 39 report days
Across the last 39 FOMC decision reports since Jul 1, 2023, JPM moved 0.0% on average on the day and was 0.9% higher two weeks later. The S&P 500 moved -0.1% on those days.
Housing startsUsually helps when more homes are started than expected
More mortgages get written.
Typical for the Financial Services sector
On the day 0.0% · A week later +0.7% · Two weeks later +0.9% · Rose on 21 of 39 report days
Across the last 39 Housing starts reports since Jun 20, 2023, JPM moved 0.0% on average on the day and was 0.9% higher two weeks later. The S&P 500 moved 0.0% on those days.
Industrial productionUsually helps when factory output comes in stronger than expected
Businesses borrow more when they are growing.
Typical for the Financial Services sector
On the day +0.3% · A week later +1.0% · Two weeks later +2.0% · Rose on 24 of 39 report days
Across the last 39 Industrial production reports since Jun 15, 2023, JPM moved +0.3% on average on the day and was 2.0% higher two weeks later. The S&P 500 moved +0.1% on those days.
Retail salesUsually helps when shoppers spend more than expected
More card swipes and consumer borrowing when spending is strong.
Typical for the Financial Services sector
On the day +0.3% · A week later +1.0% · Two weeks later +2.0% · Rose on 24 of 39 report days
Across the last 39 Retail sales reports since Jun 15, 2023, JPM moved +0.3% on average on the day and was 2.0% higher two weeks later. The S&P 500 moved +0.1% on those days.
Consumer sentiment (UMich) is due in 12 days.
Consumer sentiment (UMich)Usually helps when consumers feel better than expectedConfident consumers borrow more.
Typical for the Financial Services sector
On the day +0.3% · A week later +0.5% · Two weeks later +0.7% · Rose on 24 of 38 report days
Across the last 38 Consumer sentiment (UMich) reports since Jun 26, 2023, JPM moved +0.3% on average on the day and was 0.7% higher two weeks later. The S&P 500 moved 0.0% on those days.
Job openings (JOLTS) is due in 2 days.
Job openings (JOLTS)Usually helps when job openings come in higher than expectedEmployed people repay loans and borrow more; banks benefit.
Typical for the Financial Services sector
On the day 0.0% · A week later +0.9% · Two weeks later +1.8% · Rose on 21 of 38 report days
Across the last 38 Job openings (JOLTS) reports since Jul 5, 2023, JPM moved 0.0% on average on the day and was 1.8% higher two weeks later. The S&P 500 moved 0.0% on those days.
Jobs report (nonfarm payrolls) is due in 5 days.
Jobs report (nonfarm payrolls)Usually helps when hiring comes in stronger than expectedEmployed people repay loans and borrow more; banks benefit.
Typical for the Financial Services sector
On the day -0.2% · A week later +1.0% · Two weeks later +2.0% · Rose on 20 of 38 report days
Across the last 38 Jobs report (nonfarm payrolls) reports since Jul 6, 2023, JPM moved -0.2% on average on the day and was 2.0% higher two weeks later. The S&P 500 moved -0.1% on those days.
Customer momentum
Data unavailableThe supply-momentum read covered this name but produced no priced customers, so there is nothing to weight.
Connections18 links · 4 confirmed
Direct connections · 18 edges
CompanyRelationSessionProvenance
WFC · Competitorcompetitor+0.96%Rumored · manual
GS · Competitorcompetitor+1.32%Rumored · manual
BAC · Competitorcompetitor+1.20%Rumored · manual
MS · Competitorcompetitor-0.01%Rumored · manual
V · Partnerpartner-0.16%Rumored · manual
AXP · Competitorcompetitor+1.06%Rumored · manual
C · Competitorcompetitor+1.65%Rumored · manual
FFBC · Competitorcompetitor+2.69%Confirmed · manual
VCEL · Partnerpartner+1.04%Confirmed · 10K
MA · Customercustomer+0.28%Rumored · manual
DB · Competitorcompetitor+2.67%Rumored · manual
MAR · Partnerpartner+0.15%Rumored · manual
COF · Competitorcompetitor+1.83%Rumored · manual
GPGI · Customercustomer-2.68%Rumored · manual
RIVN · Suppliersupplier+1.18%Confirmed · 10Q
WTI · Suppliersupplier-5.44%Confirmed · 10K
COIN · Partnerpartner-2.06%Rumored · manual
WF · Competitorcompetitor+1.56%Rumored · manual
4 of 18 edges are named in a filing; the rest come from reporting we have not matched to one yet, and are labelled as such.
Suppliers, customers & competitors
Named competitors
Who depends on it
Glossary · every term on this page
Survival
Altman Z
Bankruptcy-risk score. Above 3.0 is the safe band.
Piotroski F
Nine pass/fail health tests; 7 or more is strong.
Beneish M
Accrual and growth pattern screen. Clear below −2.22, watch to −1.78, elevated above; a year of very fast revenue growth lifts it by construction.
Merton DTD
Standard deviations of asset value between the company and its debt.
EDF
Default frequency calibrated on what actually happened to similar names.
Price & tape
RSI-14
Momentum gauge 0–100. Above 70 is overbought, below 30 oversold.
ATR
Average true range — the size of a typical day.
VWAP
20-day volume-weighted average price — the average paid over the last month; the page shows no intraday VWAP.
Supertrend
A trend-following stop line. A close through it flips the read.
Chandelier
A trailing stop set a few average ranges below the recent high.
Options & flow
Gamma / GEX
Dealer hedging pressure. Negative gamma amplifies moves both ways.
Call / put wall
The strikes with the heaviest open interest; they act as ceiling and floor.
Max pain
The strike where most options expire worthless.
13F · Form 4
Institutional filings, 45 days after quarter end. Insider trades, within two days.
Scoring
Composite signal
Independent factors scored and netted into one number.
Hit-rate
Share of past calls that resolved in the direction stated.
Brier score
Calibration measure. Lower means stated probabilities track reality.
HHI
Concentration 0–10,000. Above 2,500 means one segment carries the company.
EVT
Fits the tail rather than assuming a bell curve, so bad days are not understated.