Citigroup Inc. (C) — Diversified Banks. Numbers-first dossier: valuation, distress risk, calibrated signal.

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Bid — × — AskUpdated Nov 6, 2026 · 4:03 PM ETVol 12.24M · 3-mo avg 9.44M

Citigroup Inc. (C)

CCitigroup Inc.loading…
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QTick signal
+3net
2 bull / 1 bear factors · leaning
Bull 4 pts·Bear 1 pts30d
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Market context—Sector read · not on file—Balance sheet · not on fileFlatInflation-report days · swings like the S&P 500OKCalm trading · sharp-drop risk 38/100 · Nov 6
$118.45
near a recent low and a support level · Nov 6
$124–126
near a heavy call-option level · midpoint $125.00 · Nov 6
±$6.64
±5.6% up or down, priced by the options market
Golden cross
50-day average is above the 200-day, but price is 7% below the 50-day average — the uptrend is damaged
In line
69% of similar setups fell 10% or more within 3 months · 1.2× the usual rate · rating eased: at bottom zone (1/6 bottoming checks met)
Golden cross
50-day average is above the 200-day, but price is 7% below the 50-day average — the uptrend is damaged
Trading volume16% above normal1.16× its 20-day average
Past year's range$95.83 – $147.96lowest to highest price
From its peak19.5% belowpeak $147.96, highest since 2015
Gain vs. risk0.77 to 1$0.77 possible gain per $1 at risk
Plan fails below$111.31the setup is broken under this price
Options pressure point$122.00price can drift here near expiry
Momentum (RSI)39.4fires under 35 · fires near $116.33
Accounting warning signs2worth checking — see the list
Price vs. profit9.1× next year11.6× last 12 months
Price vs. its own pastpricier than 52%of the last 5 years · usual P/E 10.9×

Last session traded in line with its own normal, price up 0.5%. Over the last 20 sessions, 46% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

4 of 6 aligned — not yet
RSI 14
●
39.4
fires under 35 · fires near $116.33
vs 50-day
✓
$128.27
below the line
Bollinger
●
$117.37
no lower pierce · fires near $116.86
VWAP 20
✓
$123.02
below the rolling VWAP
Entry level
✓
$118.45
within 1% of model level
Put wall
✓
$120.00
2026-11-06 expiry · chain of 2026-11-03
MACD
Context✓
+0.05
histogram above zero · fading
RVolStatic
1.16×
in line with its own normal
Short int.Static
0.0%
short interest below 20%
ATRStatic
$3.57
14-session average true range
A checklist, not odds on a return: 4 of 6 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-01-14
in 46 sessions
Next dividend
2.25% yld
no ex-date on file