Affirm Holdings, Inc. (AFRM) — Credit Services. Numbers-first dossier: valuation, distress risk, calibrated signal.

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Bid — × — AskUpdated Nov 10, 2026 · 1:00 PM ETVol 2.20M · 3-mo avg 4.40M

Affirm Holdings, Inc. (AFRM)

AFRMAffirm Holdings, Inc.loading…
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QTick signal
0net
2 bull / 2 bear factors · balanced
Bull 4 pts·Bear 4 pts30d
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Market context—Sector read · not on fileCautionBalance sheet · Grey—Inflation-report days · not on fileRiskFalling sharply · sharp-drop risk 91/100 · was 40 on Nov 5 · Nov 90/6Bottom watch · 0 of 6 confirmations
$67.69
near a recent low and a support level · Nov 9 · price is already 3.9% below it
$71–73
near the 50-day average and the 50-day average trade price · midpoint $72.33 · Nov 9
±$6.69
±10.3% up or down, priced by the options market
Golden cross
50-day average is above the 200-day, but price is 10% below the 50-day average — the uptrend is damaged
High
87% of similar setups fell 10% or more within 3 months · 1.3× the usual rate
Golden cross
50-day average is above the 200-day, but price is 10% below the 50-day average — the uptrend is damaged
Trading volume3% above normal1.03× its 20-day average
Past year's range$42.10 – $90.44lowest to highest price
From its peak60.7% belowpeak $173.32, highest since 2021
Gain vs. risk0.60 to 1$0.60 possible gain per $1 at risk
Plan fails below$59.91the setup is broken under this price
Options pressure point$87.00price can drift here near expiry
Momentum (RSI)41.4fires under 35 · fires near $58.85
Accounting warning signs3worth checking — see the list
Price vs. profit13.0× next year11.8× last 12 months
Price vs. its own pastpricier than 3%of the last 5 years · usual P/E 65.8×

Last session traded in line with its own normal. Over the last 20 sessions, 67% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

4 of 5 aligned — not yet
RSI 14
●
41.4
fires under 35 · fires near $58.85
vs 50-day
✓
$72.35
below the line
Bollinger
✓
$67.48
lower-band pierce
VWAP 20
✓
$72.47
below the rolling VWAP
Entry level
✓
$67.69
below the model level
Put wall
●
—
not on file
MACD
Context●
-0.43
below zero · still falling
RVolStatic
1.03×
in line with its own normal
Short int.Static
6.1%
short interest below 20%
ATRStatic
$3.89
14-session average true range
A checklist, not odds on a return: 3 of 5 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-02-04
in 58 sessions
Next dividend
No indicated yield
no forward dividend on file