PayPal Holdings, Inc. (PYPL) — Credit Services. Numbers-first dossier: valuation, distress risk, calibrated signal.

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Bid — × — AskUpdated Nov 10, 2026 · 1:00 PM ETVol 2.55M · 3-mo avg 11.96M

PayPal Holdings, Inc. (PYPL)

PYPLPayPal Holdings, Inc.loading…
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QTick signal
+4net
3 bull / 2 bear factors · leaning
Bull 7 pts·Bear 3 pts30d
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$59.75
near a recent low and a support level · Nov 9 · price is already 1.9% below it
$67–68
near the 52-week high · midpoint $67.24 · Nov 9
±$3.17
±5.4% up or down, priced by the options market
Golden cross
50-day average is above the 200-day — an uptrend
In line
67% of similar setups fell 10% or more within 3 months · 1.0× the usual rate
Golden cross
50-day average is above the 200-day — an uptrend
Trading volume59% below normal0.41× its 20-day average
Past year's range$38.46 – $67.99lowest to highest price
From its peak81.0% belowpeak $315.46, highest since 2015
Gain vs. risk1.94 to 1$1.94 possible gain per $1 at risk
Plan fails below$55.89the setup is broken under this price
Options pressure point$58.00price can drift here near expiry
Momentum (RSI)64.5fires under 35 · fires near $47.36
Accounting warning signs2worth checking — see the list
Price vs. profit9.9× next year11.2× last 12 months
Price vs. its own pastpricier than 20%of the last 5 years · usual P/E 16.6×

Trading lighter than its own normal, price down 2.4%. Over the last 20 sessions, 39% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

1 of 6 aligned — not yet
RSI 14
●
64.5
fires under 35 · fires near $47.36
vs 50-day
●
$55.21
above the line · fires near $55.66
Bollinger
●
$54.72
no lower pierce · fires near $54.16
VWAP 20
●
$57.25
above the rolling VWAP · fires near $57.23
Entry level
✓
$59.75
below the model level
Put wall
●
$54.00
2026-11-13 expiry · chain of 2026-11-10
MACD
Context✓
+0.17
histogram above zero · fading
RVolStatic
0.41×
lighter than its own normal
Short int.Static
3.3%
short interest below 20%
ATRStatic
$1.66
14-session average true range
A checklist, not odds on a return: 4 of 6 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-02-02
in 56 sessions
Next dividend
USD 0.14
ex-date 2026-12-04