OneMain Holdings, Inc. (OMF) — Credit Services. Numbers-first dossier: valuation, distress risk, calibrated signal.

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Bid — × — AskUpdated Nov 10, 2026 · 2:01 PM ETVol 275.4K · 3-mo avg 918.9K

OneMain Holdings, Inc. (OMF)

OMFOneMain Holdings, Inc.loading…
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QTick signal
-2net
1 bull / 3 bear factors · balanced
Bull 2 pts·Bear 4 pts30d
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Market context—Sector read · not on file—Balance sheet · not on file—Inflation-report days · not on fileOKCalm trading · sharp-drop risk 0/100 · Nov 10
$55.22
near a recent low and a support level · Nov 9
$55.97
near a resistance level and the 200-day average · midpoint $55.97 · Nov 9
±$0.06
±0.1% up or down, priced by the options market
Golden cross
50-day average is above the 200-day, but price is 4% below the 50-day average — the uptrend is damaged
Low
61% of similar setups fell 10% or more within 3 months · 0.8× the usual rate
Golden cross
50-day average is above the 200-day, but price is 4% below the 50-day average — the uptrend is damaged
Trading volume58% below normal0.42× its 20-day average
Past year's range$45.78 – $71.93lowest to highest price
From its peak22.8% belowpeak $71.93, highest since 2015
Gain vs. risk0.23 to 1$0.23 possible gain per $1 at risk
Plan fails below$51.92the setup is broken under this price
Options pressure point$90.00far from the price, likely stale options data
Momentum (RSI)47.5fires under 35 · fires near $49.91
Accounting warning signs1worth checking — see the list
Price vs. profit6.7× next year8.4× last 12 months
Price vs. its own pastusual P/E 8.4×median of the last 5 years

Trading lighter than its own normal, price down 0.6%. Over the last 20 sessions, 36% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

4 of 6 aligned — not yet
RSI 14
●
47.5
fires under 35 · fires near $49.91
vs 50-day
✓
$57.18
below the line
Bollinger
●
$53.65
no lower pierce · fires near $53.12
VWAP 20
✓
$55.64
below the rolling VWAP
Entry level
✓
$55.22
within 1% of model level
Put wall
✓
$80.00
2026-11-20 expiry · chain of 2026-11-10
MACD
Context✓
+0.05
histogram above zero · fading
RVolStatic
0.42×
lighter than its own normal
Short int.Static
3.6%
short interest below 20%
ATRStatic
$1.65
14-session average true range
A checklist, not odds on a return: 4 of 6 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-02-04
in 58 sessions
Next dividend
7.62% yld
no ex-date on file