Ally Financial Inc. (ALLY) — Credit Services. Numbers-first dossier: valuation, distress risk, calibrated signal.

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Bid — × — AskUpdated Nov 6, 2026 · 4:00 PM ETVol 2.56M · 3-mo avg 3.78M

Ally Financial Inc. (ALLY)

ALLYAlly Financial Inc.loading…
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QTick signal
-6net
2 bull / 2 bear factors · moderate
Bull 2 pts·Bear 8 pts30d
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Market context—Sector read · not on file—Balance sheet · not on file—Inflation-report days · not on fileOKCalm trading · sharp-drop risk 0/100 · Nov 6
$37.98
near a recent low and a support level · Nov 6
$38.94
near a resistance level, the 50-day average and the 50-day average trade price · midpoint $38.94 · Nov 6
±$2.08
±5.4% up or down, priced by the options market
Death cross
50-day average is below the 200-day — a downtrend
In line
57% of similar setups fell 10% or more within 3 months · 1.0× the usual rate
Death cross
50-day average is below the 200-day — a downtrend
Trading volume44% below normal0.56× its 20-day average
Past year's range$35.92 – $47.29lowest to highest price
From its peak33.7% belowpeak $57.57, highest since 2015
Gain vs. risk0.28 to 1$0.28 possible gain per $1 at risk
Plan fails below$35.44the setup is broken under this price
Options pressure point$38.00price can drift here near expiry
Momentum (RSI)48.0fires under 35 · fires near $35.13
Accounting warning signs1worth checking — see the list
Price vs. profit6.4× next year8.7× last 12 months
Price vs. its own pastpricier than 45%of the last 5 years · usual P/E 9.4×

Last session traded lighter than its own normal, price down 1.7%. Over the last 20 sessions, 51% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

3 of 6 aligned — closing in
RSI 14
●
48.0
fires under 35 · fires near $35.13
vs 50-day
✓
$39.05
below the line
Bollinger
●
$36.60
no lower pierce · fires near $36.22
VWAP 20
●
$38.04
above the rolling VWAP · fires near $38.03
Entry level
✓
$37.98
within 1% of model level
Put wall
✓
$50.00
2026-11-20 expiry · chain of 2026-11-06
MACD
Context✓
+0.14
histogram above zero · fading
RVolStatic
0.56×
lighter than its own normal
Short int.Static
4.5%
short interest below 20%
ATRStatic
$1.17
14-session average true range
A checklist, not odds on a return: 4 of 6 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-01-20
in 49 sessions
Next dividend
3.67% yld
no ex-date on file