XP Inc. (XP) — Capital Markets. Numbers-first dossier: valuation, distress risk, calibrated signal.

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Bid × AskUpdated Sep 18, 2026 · 1:30 PM ETVol 7.73M · 3-mo avg 5.59M

XP Inc. (XP)

XPXP Inc.loading…
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QTick signal
+3net
1 bull / 0 bear factors · leaning
Bull 3 pts·Bear 0 pts30d
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Market contextSector read · not on fileBalance sheet · not on filePCE inflation days · not on fileOKNeutral tape · 0/100 · as of 2026-09-18
Smart entry
$20.09
basis · pivot low + s1 · as of 2026-09-17
Target exit zone
$22.83
center $22.83 · basis · high 52w · as of 2026-09-17
Implied move · 1 wk
not on file
Chart pattern
Death cross
50d below 200d · bearish structure · price back above the 50-day — repair underway
Pullback risk
In line
1.33× the norm · 88% saw a ≥10% dip · 63d · tape state: neutral · capped: at bottom zone (3/6 bottoming checks met)
Chart pattern
Death cross
50d below 200d · bearish structure · price back above the 50-day — repair underway
Volume vs its own 20-session average1.01×
52-week range$14.80 – $23.13
Below high since 2019-62.8% · $54.25 high
Risk / reward1.43 : 1
Plan stop$18.17
Max pain
RSI 1467.6 fires under 35 · fires below the slider range
Forensic flags1 review
Earnings multiple8.5× fwd · 10.2× trailing
P/E vs its own past1st pctile · 12.9× median
Price / book0.43×

Trading in line with its own normal, price down 0.9%. Over the last 20 sessions, 43% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

1 of 5 aligned — not yet
RSI 14
67.6
fires under 35 · fires below the slider range
vs 50-day
$17.43
above the line · fires near $17.55
Bollinger
$16.26
no lower pierce · fires near $15.78
VWAP 20
$18.95
above the rolling VWAP · fires near $18.94
Entry level
$20.09
within 1% of model level
Put wall
not on file
MACD
Context
+0.03
histogram above zero · fading
RVolStatic
1.01×
in line with its own normal
Short int.Static
4.7%
short interest below 20%
ATRStatic
$0.82
14-session average true range
A checklist, not odds on a return: 3 of 5 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case
Next earnings
2026-11-16
in 41 sessions
Next dividend
1.00% yld
no ex-date on file