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‹ Back to the callWBSWebster Financial Corp$77.57-0.51%
Deep dive · NYQ: WBS

Webster Financial Corp stock analysis

Everything behind the call on Webster Financial Corp. 6 sections, ordered the way risk stacks up: survival first, quality and price in the middle, context last. The Beacon gives you the read. This is where you check the work.

The five reads
Why the reads disagreeread this before the sections

3 factors lean up and 0 lean down and one side is clearly ahead. The net lands at +3 over 30d, a leaning reading.

Leans up · and why
analyst moves, earnings, sentiment vote up.
What it changes
Size, not direction. dealers are short gamma, so swings get bigger both ways.
Global tape
No overseas listings — WBS trades on its home exchange only.
The bottom linestart here
Wall Street rating
Hold
-2% to the average target
17% buy · 83% hold · 0% sell
median target $76
Earnings
In 25 days
22 Oct 2026 · options imply ±0.0%
beat 5–6 of the last 8
cohort P(beat) 64% · n=45,258
Valuation
11.0× forward
58th of its own five-year range
5yr median 12×
Dividend
2.06%
Forward annual yield at today's price
Risk flags
1 on watch
5 checks run, 2 clear
worst drawdown -2%
New to this? Every metric carries a plain-English read beside it, and an ⓘ next to a label opens the definition. Anything unfamiliar is also defined at the foot of the page under Glossary.
In one paragraphwhat the company actually does222 chars

Webster Financial Corporation operates as the bank holding company for Webster Bank, National Association that provides various financial products and services to businesses, individuals, and families in the United States.

NYQ · USDRegional Banks
$77.57-0.40 · -0.51%CLOSED · vol 91.31M
52-week range↑ 47% off low · ↓ 2.7% off high
$52.69now $77.57$79.74
Quote Aug 19, 2026 · 4:00 PM ET
Tape 2026-08-20
01Ratios · Jul 7, 2026

Survival & solvency

interest covered 1.0×, and 2 of 5 forensic checks clear.

↳ Plain EnglishBefore anything else: can this company pay its bills? These blocks check the balance sheet, whether your slice of ownership is being diluted, and whether the accounting looks honest.
Piotroski F-score
F 7/7CLEAR
Piotroski F-score 7 of 7. Nine pass/fail tests covering profitability, leverage and operating efficiency; seven or more is strong.
Balance sheetJul 7, 2026
Solvency and liquidity ratios
Interest coverageoperating profit against the interest bill1.0×healthy >5
Leverage · long-term debt / equitythe borrowings that outlive a bad quarter0.01
Your ownership stake
Share-count growth vs peersLOW DILUTION
25th pctile
Where this name's share-count growth ranks among peers. Lower is less dilutive.
Net buyback yieldSHRINKING
3.14%
Buybacks less new issuance, as a share of market value.
Buyback yieldGROSS
3.14%
Repurchases as a share of market value, before new issuance is netted off.
Accounting forensicsSEC filings
Red-flag x-rayGRADE B
83 / 100
0 critical · 1 watch · 2 clear of 3 scored tests
2 of 5 checks clear
Red-flag x-ray · every check, passes included
CheckStatusValueWhat it looks for
Bankruptcy distressNAn/aAltman-Z not available · fundamentals
Earnings manipulationNAn/aBeneish-M not available · fundamentals
LeverageCLEARLTD/E 0.08long-term debt 0.08× equity · fundamentals
Profitability qualityCLEARF 7/7Piotroski F-score 7 of 7 · fundamentals
Filing forensicsWATCH2 flags2 filing red flags on the latest 10-K · forensic
5 checks, 2 clear and 1 watch. The passes are shown because a score built from five checks means something different from one built from three.
02Refreshed · Sep 27, 2026GOOD · 74/100

Business quality

35% net margin, 11% return on equity, +12% revenue growth.

↳ Plain EnglishMargins tell you how much of each sales dollar the company keeps. Return on capital tells you whether reinvesting that money creates value. Both are read against what the filings support, not against a target.
Quality score
74 / 100GOOD
Profitability · net margin 35%
Growth · revenue +12% YoY
Profitability, growth and balance strength scored separately, then blended.
ProfitabilityRefreshed · Sep 27, 2026
Net marginOF EVERY SALES DOLLAR
34.8%
The share of revenue that survives every cost and becomes profit.
Return on equityPER $1 OF EQUITY
10.6%
Annual return on each dollar of shareholder equity.
Revenue (TTM)+12% YoY
$2.92B
Trailing twelve-month revenue from the latest filings.
Growth & relative strength
Trailing return by period
1 month
+2.8%
3 months
+6.9%
6 months
+6.1%
Year to date
+21.5%
1 year
+32.9%
Revenue growth (YoY)GROWING
+11.9%
Revenue against the same period a year ago.
EPS growth (YoY)MARGINS WIDENING
+35.0%
Earnings per share against a year ago. Running ahead of revenue means margins are widening.
Around earningsJul 21, 2026
P(beat next quarter)COHORT BASE RATE
64%
survivor-tilted universe (currently-listed names; large-cap-skewed coverage)
cohort n=45,258 · this name's own n=8 · since 2000
Beat rate · this nameBEAT 5–6 OF THE LAST 8
5 of 8
Its own record against consensus. 8 prints is a small sample, which is why the cohort rate above carries the probability.
n=8 measured prints
Fell after a beatP(FELL | BEAT)
47%
A beat is not a plan: this share of them still closed lower on the day.
n=17 beats — a conditional rate over its own denominator, not a share of all prints
Rose after a missP(ROSE | MISS)
50%
The mirror of the line above, over its own denominator.
n=8 misses
Typical earnings moveMEDIAN ABSOLUTE
±2.7%
Unsigned magnitudes from its own prints. Direction is not part of this read.
n=25 prints · p90 ±7.2% · worst 11.6% (2024-10-17)
Reaction: beat vs missSYMMETRIC
+0.7% / +0.8%
The average day-one move after a beat and after a miss. A miss dropping the stock further than a beat lifts it is the asymmetry worth sizing for.
n=17 beats · n=8 misses — each average over its own denominator
Dividends & income
Dividend yieldforward annual
2.06%
The cash return the payment alone provides at today's price.
Cash coveragefree cash flow
>2x
Whether the payment is funded out of the cash the business generates.
Inventory ledger
Data unavailableNo inventory detail is tagged in this company's filings. The ledger needs the XBRL inventory components, which a business without physical goods does not report.
Segments & geography
Data unavailableRevenue by segment and region is not on file for this name, so product and geographic concentration are not shown.
Pattern reliability · platform-wide cohortSnapshot · Sep 27, 2026
Sideways
HorizonHigherMedianObservations
10d47%0.0%1,479,705
21d49%0.0%695,010
63d51%+0.1%220,093
slope +0.04 over 40 bars
Dragonfly doji · leans bullish
HorizonHigherMedianObservations
10d36%0.0%507,560
21d40%0.0%237,486
63d44%0.0%73,638
long lower shadow, open=close near high
Harami cross
HorizonHigherMedianObservations
10d46%0.0%234,204
21d47%0.0%109,893
63d47%-0.2%34,646
doji inside prior body
Double top · leans bearish
HorizonHigherMedianObservations
10d50%0.0%1,216,877
21d51%+0.1%572,733
63d52%+0.3%181,607
two peaks ≈ equal — reversal if neckline breaks
Triple top · leans bearish
HorizonHigherMedianObservations
10d50%0.0%975,500
21d52%+0.2%458,215
63d54%+0.5%144,909
three peaks ≈ equal
Triple bottom · leans bullish
HorizonHigherMedianObservations
10d49%0.0%964,809
21d50%0.0%453,015
63d52%+0.3%142,744
three troughs ≈ equal
0358TH OF ITS 5-YEAR RANGE

Price & timing

Price $77.57, 11.0× forward earnings, RSI 55, and dealers short gamma.

↳ Plain EnglishA multiple is what the market charges for a dollar of this company's earnings, cash or revenue; the trend and the options tape say what the price is doing around it. Together they are the timing picture, not the quality one.
Momentum (RSI-14)
55WARM
030 oversold70 hot100
Where momentum sits on a 0–100 scale. Above 70 is overbought, below 30 oversold; the middle says the move has room either way.
The setup right now
Price · 504 sessions2024-08-16 → 2026-08-20
$37$48$60$71$82CALL WALL $58PUT WALL $80$77.57
price50-day200-daylevel
How to read this
Down 0.51% on the session.

Follow the solid line: each point is a session close. Compare it to the 50-day average — while price stays above it the short-term trend is up, and a drop below is the first structural warning.

The dashed levels are the strikes the options chain is most committed to. They are the same numbers the gamma block states; nothing here is drawn that no section derives.

Market cap$12.57B
Day range$77.50 – $78.14
Above 52-week low+47%
Worst drawdown-1.9%
MACDBELOW SIGNAL
-0.10
The short-term trend against its own signal line. The sign is the read; the size is not a target.
Pivots (classic)R1 $78 · S1 $78
$77.57
The last settled session's range projected forward. Reference levels, not predictions — after a big gap they can sit on the wrong side of the price until the next close.
DeMark countdownDOWN SETUP
4 of 9
Counts consecutive closes against the prior trend. A completed 9 often marks exhaustion.
22 Oct 2026 · in 25 daysNext earningsThe next scheduled catalyst. The forward guide usually moves the tape more than the printed number. Date as the vendor last stated it on 28 Aug; companies confirm about three weeks ahead, so it can still move.
2026-09-29 · in 2 daysJob Openings (JOLTS)A scheduled macro release. It moves this stock independently of anything the company does.
Setup & oddsNightly
Direction oddsnext 12m
54 / 46cohort n=21,665
A lean, not a forecast. These are the cohort's odds — comparable names over the window — not this stock's own history.
Pullback riskoverstretch read
In line1.00× segment rate · n=17,650
Historically, bank names in this tape state saw a ≥10% pullback within 63 trading days in 55% of cases (n=17,650).
Signal
The odds lean, the stretch qualifies it.

Historically, names tripping 0 validated red flags finished lower 12 months later in 46% of cases (n=21,665) — a survivor-biased floor, not a forecast.

Valuation
Earnings yield vs cashABOVE CASH
2.98pp
The earnings yield clears the risk-free rate, so the current return alone competes with cash.
Multiples
Forward P/Eearnings expected over the next 12 months11.0×5yr median 12×
Trailing P/Eearnings already reported12.6×58th of its 5yr range
PEG ratioP/E divided by growth; near 1 reads fair for the growth0.99
Price / salesprice against revenue, before any of it becomes profit4.4×5yr median 4.0×
Price / bookprice against the accounting value of the assets1.3×
0 of the 5 priced multiples above sit in the richer half of its band. Each priced multiple is read against this stock's own history where a five-year range is on file, so the question is whether today is dear for this name rather than for the market. The multiples are computed separately from the quote above and are not re-priced as it moves, so they can lag it.
Price horizon & timing
Data unavailableThis security is delisted, so there is no live tape to compose entry, target and stop against.
Gamma mapChain · Aug 30, 2026
Signal
Short gamma — moves get amplified.

Dealers hedge in the same direction as the move, so swings get bigger both ways rather than one. That argues for a smaller position size, not for a direction.

Dealer-hedging mechanics. Useful if you trade options; the takeaway above is what it means for the share price.
Options tapeLast snapshot before the 2026-09-18 expiry · Chain · Aug 30, 2026
Max pain+3.1%
$80.00
The strike where most open options would have expired worthless on the last snapshot. That expiry has passed; the next chain read replaces it.
Last snapshot before the 2026-09-18 expiry
Put / call ratio (OI)PUT-HEAVY
3.53
22% calls
78% puts
Open interest in puts against calls. Heavy call interest often caps how far price can run before expiry.
Put / call ratio (volume)TODAY'S FLOW
1.63
Today's traded flow rather than the standing position. It moves faster and means less.
Expected move (1-week)≈ $0.00
±0.0%
What the chain prices for the week. A range the market is charging for, not a forecast.
of the chain spot $77.57
Largest open interest · front expiry
StrikeTypeOpen interest
$80.00PUT279
$72.50PUT145
$57.50CALL59
$67.50CALL20
$65.00CALL13
$60.00PUT12
Large call interest above the price acts as a magnet and a ceiling; large put interest below is a floor of hedges. The biggest strike is the level the market is most committed to defending into the next expiry.
Open interest by strikeexpires 2026-09-18 (expired)CallsPutsMax pain $80.00
3
$95.00
01
$85.00
010
$80.00
2792
$77.50
08
$75.00
26
$72.50
1450
$70.00
020
$67.50
613
$65.00
07
$62.50
00
$60.00
1259
$57.50
00
$55.00
00
$52.50
20
$50.00
00
$47.50
1
The shaded row is the strike nearest the price. Heavy call interest above acts as a ceiling; heavy put interest below is a floor of hedges.
↑ 52-week high$79.74+2.8%The highest print of the past year.Old highs draw profit-taking on the first attempt.
↑ Call wall$57.50-25.9%Heaviest call open interest on the front expiry.Acts as a ceiling into expiry; a close above usually needs a catalyst.
◇ Max pain$80.00+3.1%Where most open options expire worthless.Price often drifts toward it into the close of the expiry week.
↓ Put wall$80.00+3.1%Heaviest put open interest — a floor of hedges.Dealer buying tends to build as price approaches.
0413F quarterly · Form 4 dailyNET SIGNAL +3

Ownership & flow

Institutions hold 97%, short interest is 0.00% of float, and 12 analysts average $76.

↳ Plain EnglishWho is buying and selling, and what they had to disclose. Institutions file 13F 45 days after quarter end, executives file Form 4 within two days, and Congress discloses under the STOCK Act with a 30–45 day legal lag. Every one of those is a look backwards.
Net signal
+3LEANING · 30d
Analyst moves +1
Earnings +1
Sentiment +1
3 bull / 0 bear factors. The points sum to the net beside the label; nothing here is weighted after the fact.
The QTick signalNightly
Analyst moves90D · TIMING
+1
2 price-target raises in 90d
Earnings4 QUARTERS · TIMING
+1
4 of the prior 4 quarters beat
Sentiment1–30D · TIMING
+1
7d sentiment elevated (82/100)
Signal
3 bull / 0 bear factors

Independent factors scored and netted to +3 over 30d, a leaning reading. 3 of 9 factors carried a direction; the others scored zero and do not vote. The signal describes where the data leans, not what to do about it.

Cross-category read
Data unavailableFewer independent evidence families are ready than the engine's minimum, so there is nothing to check for agreement. A cross-category read over two categories is not a read.
Wall Street12 covering firms
Consensus rating12 ANALYSTS
Hold
17% buy · 83% hold · 0% sell, as a share of the 12 covering firms.
Median price target-2%
$76
$72now $78$81
A $72–$81 spread across the panel. A twelve-month view, and a wide spread means real disagreement rather than a consensus.
Forward EPS estimateCONSENSUS
$7.17
What the panel expects the company to earn per share.
next year · 12 analysts
Recent analyst moves · last 90 days
FirmTargetDirectionRank
Barclays$78↑53/100
RBC Capital$76↑53/100
Upgrades, downgrades and target changes from covering firms. A cluster of moves in one direction matters more than any single target; the rank is the firm's own credibility score, or a dash below the scoring floor.
Who owns it13F quarterly · Form 4 daily
Institutional ownershipINSTITUTIONALLY HELD
97.3%
The share held by 13F filers. It describes last quarter's positioning, not today's — filings land up to 45 days after quarter end.
Insider ownershipOFFICERS & DIRECTORS
0.8%
The share held by the people running the company.
Short interest (float)LIGHT
0.00%
Falling — shares short changed -65.4% over 30 days. There is no short base to squeeze here.
Free float99% OF SHARES
160.72M
Shares actually available to trade, excluding insider and restricted holdings.
Dollar volume (ADV)96th PCTILE
$475.46M/day
At this depth, position size is not a constraint for a retail account.
Borrow feeData unavailableWe do not license securities-lending data, so the annualized cost of borrowing shares to short is not something we can show. Short interest and days-to-cover above are the closest read we can source.
Insider filings · Form 4
InsiderTradeAmountPlanTraded
MOTL CHRISTOPHER J · President, Commercial BankingSellnot on file—20 Aug
ATWELL WILLIAM L · DirectorSellnot on file—20 Aug
KRYNICK BENJAMIN L. · Head of Bank OperationsSellnot on file—20 Aug
Haas William David · DirectorSellnot on file—20 Aug
HOLLAND WILLIAM NEAL · EVP and CFOSellnot on file—20 Aug
HAYLES CAROL · DirectorSellnot on file—20 Aug
Executives must file within two business days. Sales on pre-set 10b5-1 plans are scheduled months ahead and carry little signal; tax withholding, exercises and awards are compensation mechanics, not trades; the open-market lines are the ones to read.
The story · news & sentimentRolling window
Why it moved on Sep 25, 2026VOLUME
-0.51%
WBS fell −0.51% since the last close on unusually heavy volume (14.9× its average).
Matched · Sep 25, 2026
News tone · 7-day—
82 / 100
Headline polarity over the window, scored from news articles. Above 60 leans positive, below 40 negative. Colour, not a signal.
Newswire · 50 stories
WhenHeadlineSourceTone
ThuWebster Financial stock exits the NYSE after Santander merger - ad-hoc-news.dead-hoc-news.denot scored
TueWebster Financial stock holds at USD 77.57 as bank metrics stay in view - AD HOC NEWSAD HOC NEWSnot scored
MonWebster Financial stock reacts to cash-and-stock merger terms - AD HOC NEWSAD HOC NEWSnot scored
SunWebster Financial stock holds steady after latest earnings signal - AD HOC NEWSAD HOC NEWSnot scored
Sep 5Webster Financial stock holds steady as latest earnings underpin valuation - AD HOC NEWSAD HOC NEWSnot scored
Aug 31Webster Financial (WBS) Slips 0.51% as Regional Bank Stock Tests Key Support Zone - Buyback Factor - dars.gov.etdars.gov.etnot scored
Aug 31Webster Financial (WBS) Slips 0.51% as Regional Bank Stock Tests Key Support Zone - Rip Sell Trade - siam.insiam.innot scored
Aug 31Webster Financial (NYSE: WBS) moves to end SEC reports in Santander deal - Stock TitanStock Titannot scored
Coverage published around the move, newest first. Nothing here measures causation — only the why-it-moved card above is matched to the tape by timestamp.
CongressSTOCK Act · 30–45d lag
Signal
Net selling.

2 of 6 disclosures are buys and 4 are sales. Lawmakers disclose on a 30–45 day legal lag, so this describes what was done weeks ago, not what is being done now.

Disclosed lawmaker trades, with their legal reporting lag.
0510 graded calls

Risk & track record

a -2% worst drawdown, and 2 of 8 risk surfaces clear.

↳ Plain EnglishWhat owning it does to a portfolio, what the model votes against, and how often our own calls have been right. Every call is graded when it resolves, and the ones still open stay visible.
Max drawdown
-1.9%WORST FALL
The deepest peak-to-trough fall in the measured window. Only hold a position you can watch do this.
What it does to a portfolio5-year window
What votes against
Data unavailableNo factor in the model currently votes against this name. That is a statement about the model's inputs today, not a claim that nothing could go wrong.
Failure modes · by company typeRouted as: Bank
Signal
Routed as Bank.

Failure modes are routed by company type, and the bank-run and crypto-treasury rulebooks are the validated ones. This name routes as Bank, so the 2 checks above are that cohort's, not a generic list.

The failure modes specific to this kind of company.
The risk case · why not to buy8 surfaces · nightly
LowDistress screenThe distress model did not score this name in the latest run, so this surface is unmeasured rather than clear.Not scored
LowPosition sizeThe sizing model has not covered this name, so no defensible cap is published for it.Not scored
LowLottery-ticket behaviourNot scored for this name.Not scored
LowCash runwayNon-burner: catastrophe rate 6.1% (n=297414).Solvency
LowPost-earnings driftNo measured earnings reaction on file, so the drift surface is unmeasured.Not scored
LowDividend riskNot scored for this name.Not scored
LowRestatement historyFiling history is not deep enough to check for restatements.Not scored
LowCrowded shortNot in a warn state: the crowded-short model only publishes when short interest and thin liquidity coincide, and neither condition is met here.Not scored
Signal
2 of 8 surfaces clear.

8 surfaces checked, 2 clear. Each row states which surface it is and what it measured; a surface that could not be scored says so rather than counting as clear.

Who should skip it
Skip it if any of these is you
You'd be buying into earnings
A report lands in 25 days, and the chain prices ±0.0% for the week.
Our track record10 resolved
Track recordBUILDING IN THE OPEN
28 logged
28 calls logged on this name, 10 resolved so far. Calls are logged the moment they are made, so the open ones are public before anyone knows how they turn out, and a hit-rate is not published until enough of them resolve.
10 resolved · 18 open
Calls on WBSTHIS NAME
28
This name's own call count. Too few have resolved to publish a rate over them, so none is shown rather than a rate over 10.
0610-K disclosed linksREGIONAL BANKS

The wider context

5 mapped peers, 2 connections.

↳ Plain EnglishCompanies do not trade alone. This is the peer set, the supply chain that has to deliver, and the macro variables that move the stock regardless of company news.
Rate sensitivity
+59.6% per +1ppSECTOR
This is the SECTOR prior, not a measurement of this name — the regression did not clear its own bar. The verdict beside it (tailwind) comes from the prior too, so the two agree by construction rather than by evidence.
Versus peersLatest session
Peer set · 5 names
SymbolRelationshipPriceSession
MFGPeer$11.07+4.83%
HDBPeer$23.01+0.79%
MZHOFPeer$57.27+8.06%
IBNPeer$27.92+0.14%
USBPeer$59.33+1.59%
The mapped peer set and how each traded in the latest session. A peer moving with this name says the move is the sector's; one moving against it says the move is this company's.
MFGPeerHDBPeerMZHOFPeerIBNPeerUSBPeer
Time machineHistory from 2023-06-01
Signal
Every backward window is positive.

That is the definition of a stock that has already worked, and it says nothing about the next window. What it does tell you is what a drawdown would be measured against.

Historical retrospective. Context, not a forecast.
Macro driversRolling window
Next macro catalystIN 2 DAYS
Job Openings (JOLTS)
2026-09-29. A scheduled release that moves this stock independently of anything the company does.
Events · what moves this stockSep 23, 2026
Initial jobless claimsUsually hurts when more people file for benefits than expected
More defaults and less borrowing.
Typical for the Regional Banks industry
report daytrading days before and after the report
On the day 0.0% · A week later +0.5% · Two weeks later +1.1% · Rose on 80 of 166 report days
Across the last 166 Initial jobless claims reports since Jun 8, 2023, WBS moved 0.0% on average on the day and was 1.1% higher two weeks later. The S&P 500 moved 0.0% on those days.
Consumer sentiment (UMich) is due in 12 days.
Consumer sentiment (UMich)Usually helps when consumers feel better than expected
Confident consumers borrow more.
Typical for the Financial Services sector
report daytrading days before and after the report
On the day +0.4% · A week later 0.0% · Two weeks later +0.8% · Rose on 23 of 38 report days
Across the last 38 Consumer sentiment (UMich) reports since Jun 26, 2023, WBS moved +0.4% on average on the day and was 0.8% higher two weeks later. The S&P 500 moved 0.0% on those days.
Core PCE (the Fed's gauge) is due in 3 days.
Core PCE (the Fed's gauge)Usually hurts when inflation runs hotter than expected
Smaller banks pay more on deposits right away but earn more on loans only slowly.
Typical for the Regional Banks industry
report daytrading days before and after the report
On the day +0.1% · A week later 0.0% · Two weeks later +0.9% · Rose on 19 of 38 report days
Across the last 38 Core PCE (the Fed's gauge) reports since Jun 28, 2023, WBS moved +0.1% on average on the day and was 0.9% higher two weeks later. The S&P 500 moved +0.2% on those days.
Housing startsUsually helps when more homes are started than expected
More mortgages get written.
Typical for the Financial Services sector
report daytrading days before and after the report
On the day -0.1% · A week later +0.2% · Two weeks later 0.0% · Rose on 19 of 38 report days
Across the last 38 Housing starts reports since Jun 20, 2023, WBS moved -0.1% on average on the day and was 0.0% lower two weeks later. The S&P 500 moved 0.0% on those days.
Industrial productionUsually helps when factory output comes in stronger than expected
Businesses borrow more when they are growing.
Typical for the Financial Services sector
report daytrading days before and after the report
On the day +0.1% · A week later +0.9% · Two weeks later +1.6% · Rose on 19 of 38 report days
Across the last 38 Industrial production reports since Jun 15, 2023, WBS moved +0.1% on average on the day and was 1.6% higher two weeks later. The S&P 500 moved +0.1% on those days.
Job openings (JOLTS) is due in 2 days.
Job openings (JOLTS)Usually helps when job openings come in higher than expected
Fewer loan defaults and more borrowing when hiring is strong.
Typical for the Regional Banks industry
report daytrading days before and after the report
On the day +0.3% · A week later +1.1% · Two weeks later +2.3% · Rose on 21 of 38 report days
Across the last 38 Job openings (JOLTS) reports since Jul 5, 2023, WBS moved +0.3% on average on the day and was 2.3% higher two weeks later. The S&P 500 moved 0.0% on those days.
Jobs report (nonfarm payrolls) is due in 5 days.
Jobs report (nonfarm payrolls)Usually helps when hiring comes in stronger than expected
Fewer loan defaults and more borrowing when hiring is strong.
Typical for the Regional Banks industry
report daytrading days before and after the report
On the day 0.0% · A week later +1.2% · Two weeks later +2.5% · Rose on 20 of 38 report days
Across the last 38 Jobs report (nonfarm payrolls) reports since Jul 6, 2023, WBS moved 0.0% on average on the day and was 2.5% higher two weeks later. The S&P 500 moved -0.1% on those days.
PCE inflation is due in 3 days.
PCE inflationUsually hurts when inflation runs hotter than expected
Smaller banks pay more on deposits right away but earn more on loans only slowly.
Typical for the Regional Banks industry
report daytrading days before and after the report
On the day +0.1% · A week later 0.0% · Two weeks later +0.9% · Rose on 19 of 38 report days
Across the last 38 PCE inflation reports since Jun 28, 2023, WBS moved +0.1% on average on the day and was 0.9% higher two weeks later. The S&P 500 moved +0.2% on those days.
Customer momentum
Data unavailableCustomer momentum needs listed customers that disclose a revenue dependence on this company, and none is on file. The connections below are a different map: competitors and partners, most of them curated rather than filed.
Connections2 links · none confirmed
Direct connections · 2 edges
CompanyRelationSessionProvenance
FI · Suppliersuppliernot pricedRumored · manual
FITB · Competitorcompetitor+1.24%Rumored · manual
0 of 2 edges are named in a filing; the rest come from reporting we have not matched to one yet, and are labelled as such.
Suppliers, customers & competitors
What it depends on
FISuppliersupplier
Named competitors
FITBCompetitorcompetitor
Glossary · every term on this page
Survival
Altman Z

Bankruptcy-risk score. Above 3.0 is the safe band.

Piotroski F

Nine pass/fail health tests; 7 or more is strong.

Beneish M

Accrual and growth pattern screen. Clear below −2.22, watch to −1.78, elevated above; a year of very fast revenue growth lifts it by construction.

Merton DTD

Standard deviations of asset value between the company and its debt.

EDF

Default frequency calibrated on what actually happened to similar names.

Price & tape
RSI-14

Momentum gauge 0–100. Above 70 is overbought, below 30 oversold.

ATR

Average true range — the size of a typical day.

VWAP

20-day volume-weighted average price — the average paid over the last month; the page shows no intraday VWAP.

Supertrend

A trend-following stop line. A close through it flips the read.

Chandelier

A trailing stop set a few average ranges below the recent high.

Options & flow
Gamma / GEX

Dealer hedging pressure. Negative gamma amplifies moves both ways.

Call / put wall

The strikes with the heaviest open interest; they act as ceiling and floor.

Max pain

The strike where most options expire worthless.

13F · Form 4

Institutional filings, 45 days after quarter end. Insider trades, within two days.

Scoring
Composite signal

Independent factors scored and netted into one number.

Hit-rate

Share of past calls that resolved in the direction stated.

Brier score

Calibration measure. Lower means stated probabilities track reality.

HHI

Concentration 0–10,000. Above 2,500 means one segment carries the company.

EVT

Fits the tail rather than assuming a bell curve, so bad days are not understated.

Deep dive