UnitedHealth Group Incorporated (UNH) — Healthcare Plans. Numbers-first dossier: valuation, distress risk, calibrated signal.

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UNHpeers & supply-chain relationships

UNH fair-value estimate

UNH earnings history

Qtick
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Bid — × — AskUpdated Nov 10, 2026 · 4:00 PM ETVol 4.45M · 3-mo avg 5.20M

UnitedHealth Group Incorporated (UNH)

UNHUnitedHealth Group Incorporatedloading…
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after-hours · no prints

QTick signal
+7net
4 bull / 1 bear factors · moderate
Bull 8 pts·Bear 1 pts30d
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$403.09
near a recent low and a support level · Nov 10
$456–462
near the 52-week high · midpoint $458.79 · Nov 10
±$24.23
±6.0% up or down, priced by the options market
Golden cross
50-day average is above the 200-day — an uptrend
In line
67% of similar setups fell 10% or more within 3 months · 1.0× the usual rate
Golden cross
50-day average is above the 200-day — an uptrend
Trading volume21% below normal0.79× its 20-day average
Past year's range$255.97 – $461.62lowest to highest price
From its peak35.8% belowpeak $630.73, highest since 2015
Gain vs. risk2.16 to 1$2.16 possible gain per $1 at risk
Plan fails below$380.26the setup is broken under this price
Momentum (RSI)53.9fires under 35 · fires near $370.33
Accounting warning signs2worth checking — see the list
Price vs. profit17.4× next year22.7× last 12 months
Cash it generates4.4%of its market value, per year

Last session traded in line with its own normal, price up 1.9%. Over the last 20 sessions, 45% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

2 of 5 aligned — closing in
RSI 14
●
53.9
fires under 35 · fires near $370.33
vs 50-day
●
$390.67
above the line · fires near $394.22
Bollinger
●
$390.79
no lower pierce · fires near $388.50
VWAP 20
✓
$406.19
below the rolling VWAP
Entry level
✓
$403.09
within 1% of model level
Put wall
●
—
not on file
MACD
Context●
-1.89
below zero · rising toward the flip
RVolStatic
0.79×
in line with its own normal
Short int.Static
1.6%
short interest below 20%
ATRStatic
$11.42
14-session average true range
A checklist, not odds on a return: 3 of 5 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-01-12
in 42 sessions
Next dividend
USD 2.32
ex-date 2026-12-07