Humana Inc. (HUM) — Healthcare Plans. Numbers-first dossier: valuation, distress risk, calibrated signal.

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HUM fair-value estimate

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Bid — × — AskUpdated Nov 10, 2026 · 1:15 PM ETVol 410.9K · 3-mo avg 1.28M

Humana Inc. (HUM)

HUMHumana Inc.loading…
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QTick signal
+10net
3 bull / 1 bear factors · moderate
Bull 11 pts·Bear 1 pts30d
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Market context—Sector read · not on file—Balance sheet · not on fileFlatInflation-report days · swings like the S&P 500OKCalm trading · sharp-drop risk 1/100 · Nov 10
$421.10
near a recent low, a support level and a heavy put-option level · Nov 9
$448–456
near a heavy call-option level, the 52-week high and a round-number price · midpoint $452.37 · Nov 9
±$31.91
±7.2% up or down, priced by the options market
Golden cross
50-day average is above the 200-day — an uptrend
In line
67% of similar setups fell 10% or more within 3 months · 1.0× the usual rate
Golden cross
50-day average is above the 200-day — an uptrend
Trading volume47% below normal0.53× its 20-day average
Past year's range$163.11 – $456.50lowest to highest price
From its peak27.8% belowpeak $586.42, highest since 2015
Gain vs. risk0.22 to 1$0.22 possible gain per $1 at risk
Plan fails below$387.38the setup is broken under this price
Options pressure point$415.00price can drift here near expiry
Momentum (RSI)55.1fires under 35 · fires near $396.76
Accounting warning signs2worth checking — see the list
Price vs. profit25.4× next year43.0× last 12 months
Price vs. its own pastpricier than 100%of the last 5 years · usual P/E 21.1×
Cash it generates0.7%of its market value, per year

Trading lighter than its own normal, price up 4.1%. Over the last 20 sessions, 55% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

0 of 6 aligned — not yet
RSI 14
●
55.1
fires under 35 · fires near $396.76
vs 50-day
●
$404.09
above the line · fires near $407.20
Bollinger
●
$406.07
no lower pierce · fires near $405.94
VWAP 20
●
$421.34
above the rolling VWAP · fires near $421.13
Entry level
●
$421.10
level below · fires near $425.25
Put wall
●
$415.00
2026-11-13 expiry · chain of 2026-11-10
MACD
Context✓
+0.67
histogram above zero · rising
RVolStatic
0.53×
lighter than its own normal
Short int.Static
3.1%
short interest below 20%
ATRStatic
$15.96
14-session average true range
A checklist, not odds on a return: 4 of 6 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-02-10
in 62 sessions
Next dividend
USD 0.89
ex-date 2026-12-24