Q2 Holdings, Inc. (QTWO) — Application Software. Numbers-first dossier: valuation, distress risk, calibrated signal.

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QTWO fair-value estimate

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Bid — × — AskUpdated Nov 9, 2026 · 4:00 PM ETVol 697.2K · 3-mo avg 691.7K

Q2 Holdings, Inc. (QTWO)

QTWOQ2 Holdings, Inc.loading…
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after-hours · no prints

QTick signal
+5net
4 bull / 2 bear factors · leaning
Bull 7 pts·Bear 2 pts30d
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Market context—Sector read · not on fileOKBalance sheet · Safe—Inflation-report days · not on fileOKCalm trading · sharp-drop risk 0/100 · Nov 9
$73.55
near a support level · Nov 6
$75–77
near a resistance level, the 52-week high and a round-number price · midpoint $75.86 · Nov 6
±$0.16
±0.2% up or down, priced by the options market
Golden cross
50-day average is above the 200-day — an uptrend
In line
85% of similar setups fell 10% or more within 3 months · 1.1× the usual rate · rating eased: at bottom zone (1/6 bottoming checks met)
Golden cross
50-day average is above the 200-day — an uptrend
Trading volume18% below normal0.82× its 20-day average
Past year's range$40.79 – $76.37lowest to highest price
From its peak49.0% belowpeak $144.89, highest since 2015
Gain vs. risk0.25 to 1$0.25 possible gain per $1 at risk
Plan fails below$67.71the setup is broken under this price
Options pressure point$75.00price can drift here near expiry
Momentum (RSI)71.2overbought
Accounting warning signs2worth checking — see the list
Price vs. profit21.8× next year43.9× last 12 months
Price vs. its own pastpricier than 12%of the last 5 years · usual P/E 58.3×
Cash it generates3.8%of its market value, per year

Last session traded in line with its own normal, price up 0.4%. Over the last 20 sessions, 30% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

1 of 6 aligned — not yet
RSI 14
●
71.2
overbought
vs 50-day
●
$62.49
above the line · fires near $62.88
Bollinger
●
$57.13
no lower pierce · fires near $55.55
VWAP 20
●
$67.92
above the rolling VWAP · fires near $67.85
Entry level
✓
$73.55
within 1% of model level
Put wall
●
$30.00
2026-11-20 expiry · chain of 2026-11-09
MACD
Context✓
+0.65
histogram above zero · fading
RVolStatic
0.82×
in line with its own normal
Short int.Static
8.0%
short interest below 20%
ATRStatic
$2.89
14-session average true range
A checklist, not odds on a return: 4 of 6 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-02-10
in 63 sessions
Next dividend
No indicated yield
no forward dividend on file