Fair Isaac Corporation (FICO) — Application Software. Numbers-first dossier: valuation, distress risk, calibrated signal.

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FICO fair-value estimate

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Bid — × — AskUpdated Nov 10, 2026 · 1:16 PM ETVol 144.2K · 3-mo avg 762.1K

Fair Isaac Corporation (FICO)

FICOFair Isaac Corporationloading…
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QTick signal
-4net
2 bull / 4 bear factors · leaning
Bull 7 pts·Bear 11 pts30d
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Market context—Sector read · not on fileOKBalance sheet · Safe—Inflation-report days · not on fileOKCalm trading · sharp-drop risk 0/100 · Nov 9
$720.14
near a recent low and a support level · Nov 9
$733–756
near a resistance level, a round-number price and the 50-day average trade price · midpoint $744.58 · Nov 9
±$66.50
±9.3% up or down, priced by the options market
Death cross
50-day average is below the 200-day — a downtrend
In line
82% of similar setups fell 10% or more within 3 months · 1.2× the usual rate · rating eased: at bottom zone (3/6 bottoming checks met)
Death cross
50-day average is below the 200-day — a downtrend
Trading volume22% below normal0.78× its 20-day average
Past year's range$586.05 – $1,858.91lowest to highest price
From its peak69.9% belowpeak $2,402.52, highest since 2015
Gain vs. risk0.27 to 1$0.27 possible gain per $1 at risk
Plan fails below$630.77the setup is broken under this price
Options pressure point$690.00price can drift here near expiry
Momentum (RSI)44.6fires under 35 · fires near $651.99
Accounting warning signs1worth checking — see the list
Price vs. profit14.0× next year19.8× last 12 months
Price vs. its own pastpricier than 2%of the last 5 years · usual P/E 51.0×
Cash it generates4.4%of its market value, per year

Last session traded in line with its own normal. Over the last 20 sessions, 47% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

Drawdown risk — high
RSI 14
●
44.6
fires under 35 · fires near $651.99
vs 50-day
✓
$819.10
below the line
Bollinger
●
$656.50
no lower pierce · fires near $642.62
VWAP 20
✓
$729.37
below the rolling VWAP
Entry level
✓
$720.14
within 1% of model level
Put wall
●
$680.00
2026-11-13 expiry · chain of 2026-11-10
MACD
Context✓
+3.05
histogram above zero · fading
RVolStatic
0.78×
in line with its own normal
Short int.Static
11.6%
short interest below 20%
ATRStatic
$44.69
14-session average true range
A checklist, not odds on a return: 4 of 6 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-01-27
in 52 sessions
Next dividend
No indicated yield
no forward dividend on file