Dave Inc. (DAVE) — Application Software. Numbers-first dossier: valuation, distress risk, calibrated signal.

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Bid — × — AskUpdated Nov 10, 2026 · 1:17 PM ETVol 150.6K · 3-mo avg 348.7K

Dave Inc. (DAVE)

DAVEDave Inc.loading…
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QTick signal
-1net
1 bull / 2 bear factors · balanced
Bull 1 pts·Bear 2 pts30d
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Market context—Sector read · not on fileOKBalance sheet · Safe—Inflation-report days · not on fileRiskFalling sharply · sharp-drop risk 71/100 · was 76 on Nov 5 · Nov 90/6Bottom watch · 0 of 6 confirmations
$281.24
near a recent low and a support level · Nov 9 · price is already 4.8% below it
$287–299
near a resistance level, a round-number price and the 200-day average · midpoint $293.00 · Nov 9
±$28.15
±10.5% up or down, priced by the options market
Golden cross
50-day average is above the 200-day, but price is 23% below the 50-day average — the uptrend is damaged
Elevated
95% of similar setups fell 10% or more within 3 months · 1.2× the usual rate
Golden cross
50-day average is above the 200-day, but price is 23% below the 50-day average — the uptrend is damaged
Trading volume12% below normal0.88× its 20-day average
Past year's range$152.21 – $458.25lowest to highest price
From its peak42.0% belowpeak $487.47, highest since 2021
Gain vs. risk0.20 to 1$0.20 possible gain per $1 at risk
Plan fails below$223.18the setup is broken under this price
Momentum (RSI)36.6fires under 35 · fires near $257.59
Accounting warning signs2worth checking — see the list
Price vs. profit12.0× next year17.3× last 12 months
Price vs. its own pastpricier than 49%of the last 5 years · usual P/E 20.3×
Cash it generates7.1%of its market value, per year

Last session traded in line with its own normal. Over the last 20 sessions, 53% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

4 of 5 aligned — not yet
RSI 14
●
36.6
fires under 35 · fires near $257.59
vs 50-day
✓
$346.04
below the line
Bollinger
✓
$273.24
lower-band pierce
VWAP 20
✓
$326.63
below the rolling VWAP
Entry level
✓
$281.24
below the model level
Put wall
●
—
not on file
MACD
Context●
-4.94
below zero · rising toward the flip
RVolStatic
0.88×
in line with its own normal
Short int.Static
25.3%
25.3% of float short — crowded
ATRStatic
$26.35
14-session average true range
A checklist, not odds on a return: 3 of 5 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-03-02
in 75 sessions
Next dividend
No indicated yield
no forward dividend on file