Chime Financial, Inc. (CHYM) — Application Software. Numbers-first dossier: valuation, distress risk, calibrated signal.

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Bid — × — AskUpdated Nov 10, 2026 · 1:31 PM ETVol 2.98M · 3-mo avg 6.95M

Chime Financial, Inc. (CHYM)

CHYMChime Financial, Inc.loading…
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QTick signal
+8net
3 bull / 1 bear factors · moderate
Bull 9 pts·Bear 1 pts30d
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Market context—Sector read · not on fileOKBalance sheet · Safe—Inflation-report days · not on fileOKCalm trading · sharp-drop risk 0/100 · Nov 9
$32.34
near a recent low and a support level · Nov 9 · price is already 1.4% below it
$35–36
near the 52-week high and a round-number price · midpoint $35.55 · Nov 9
±$0.01
±0.0% up or down, priced by the options market
Golden cross
50-day average is above the 200-day — an uptrend
In line
88% of similar setups fell 10% or more within 3 months · 1.3× the usual rate · rating eased: at bottom zone (2/6 bottoming checks met)
Golden cross
50-day average is above the 200-day — an uptrend
Trading volume101% above normal2.01× its 20-day average
Past year's range$15.88 – $35.55lowest to highest price
From its peaknot on file
Gain vs. risk0.97 to 1$0.97 possible gain per $1 at risk
Plan fails below$29.04the setup is broken under this price
Options pressure point$20.00price can drift here near expiry
Momentum (RSI)66.8fires under 35 · fires near $23.85
Accounting warning signs1worth checking — see the list
Price vs. profit19.8× next year36.2× last 12 months
Cash it generates0.2%of its market value, per year

Last session traded heavier than its own normal. Over the last 20 sessions, 42% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

1 of 6 aligned — not yet
RSI 14
●
66.8
fires under 35 · fires near $23.85
vs 50-day
●
$29.92
above the line · fires near $30.15
Bollinger
●
$27.44
no lower pierce · fires near $27.26
VWAP 20
●
$29.99
above the rolling VWAP · fires near $29.95
Entry level
✓
$32.34
below the model level
Put wall
●
$17.50
2026-11-20 expiry · chain of 2026-11-10
MACD
Context●
-0.11
below zero · still falling
RVolStatic
2.01×
heavier than its own normal
Short int.Static
11.5%
short interest below 20%
ATRStatic
$1.41
14-session average true range
A checklist, not odds on a return: 4 of 6 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-02-24
in 71 sessions
Next dividend
No indicated yield
no forward dividend on file