Unum Group (UNM) — Life Insurance. Numbers-first dossier: valuation, distress risk, calibrated signal.

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Bid — × — AskUpdated Nov 9, 2026 · 4:00 PM ETVol 2.66M · 3-mo avg 1.87M

Unum Group (UNM)

UNMUnum Grouploading…
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QTick signal
-3net
0 bull / 3 bear factors · leaning
Bull 0 pts·Bear 3 pts30d
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Market context—Sector read · not on file—Balance sheet · not on file—Inflation-report days · not on fileRiskFalling sharply · sharp-drop risk 83/100 · was 100 on Nov 5 · Nov 90/6Bottom watch · 0 of 6 confirmations
$79.83
near a support level · Nov 9
$82–84
near a round-number price and the 200-day average · midpoint $83.24 · Nov 9
±$4.95
±6.2% up or down, priced by the options market
Golden cross
50-day average is above the 200-day, but price is 11% below the 50-day average — the uptrend is damaged
High
87% of similar setups fell 10% or more within 3 months · 1.3× the usual rate
Golden cross
50-day average is above the 200-day, but price is 11% below the 50-day average — the uptrend is damaged
Trading volume14% above normal1.14× its 20-day average
Past year's range$69.02 – $96.77lowest to highest price
From its peak17.1% belowpeak $96.77, highest since 2015
Gain vs. risk0.40 to 1$0.40 possible gain per $1 at risk
Plan fails below$72.69the setup is broken under this price
Options pressure point$100.00price can drift here near expiry
Momentum (RSI)36.5fires under 35 · fires near $79.55
Accounting warning signs2worth checking — see the list
Price vs. profit54.6× last 12 months
Price vs. its own pastpricier than 100%of the last 5 years · usual P/E 7.6×

Last session traded in line with its own normal, price up 4.5%. Over the last 20 sessions, 62% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

4 of 6 aligned — not yet
RSI 14
●
36.5
fires under 35 · fires near $79.55
vs 50-day
✓
$90.63
below the line
Bollinger
●
$76.03
no lower pierce · fires near $74.84
VWAP 20
✓
$83.56
below the rolling VWAP
Entry level
✓
$79.83
within 1% of model level
Put wall
✓
$100.00
2026-11-20 expiry · chain of 2026-11-09
MACD
Context●
-1.54
below zero · rising toward the flip
RVolStatic
1.14×
in line with its own normal
Short int.Static
3.4%
short interest below 20%
ATRStatic
$3.57
14-session average true range
A checklist, not odds on a return: 4 of 6 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-02-02
in 57 sessions
Next dividend
2.52% yld
no ex-date on file