Aflac Incorporated (AFL) — Life Insurance. Numbers-first dossier: valuation, distress risk, calibrated signal.

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Bid — × — AskUpdated Nov 9, 2026 · 2:00 PM ETVol 597.1K · 3-mo avg 1.96M

Aflac Incorporated (AFL)

AFLAflac Incorporatedloading…
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QTick signal
+1net
1 bull / 0 bear factors · balanced
Bull 2 pts·Bear 1 pts30d
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Market context—Sector read · not on file—Balance sheet · not on fileOKInflation-report days · ~24% smaller swingsOKCalm trading · sharp-drop risk 0/100 · Nov 9
$123.44
near a recent low and a support level · Nov 6
$131–132
near the 52-week high and a round-number price · midpoint $131.19 · Nov 6
Golden cross
50-day average is above the 200-day — an uptrend
Low
47% of similar setups fell 10% or more within 3 months · 0.7× the usual rate
Golden cross
50-day average is above the 200-day — an uptrend
Trading volume48% below normal0.52× its 20-day average
Past year's range$105.76 – $131.19lowest to highest price
From its peak5.4% belowpeak $131.19, highest since 2015
Gain vs. risk0.70 to 1$0.70 possible gain per $1 at risk
Plan fails below$118.03the setup is broken under this price
Momentum (RSI)61.4fires under 35 · fires near $117.02
Accounting warning signs1worth checking — see the list
Price vs. profit16.5× next year18.4× last 12 months
Price vs. its own pastpricier than 94%of the last 5 years · usual P/E 10.2×

Trading lighter than its own normal, price up 1.4%. Over the last 20 sessions, 34% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

0 of 5 aligned — not yet
RSI 14
●
61.4
fires under 35 · fires near $117.02
vs 50-day
●
$117.51
above the line · fires near $118.53
Bollinger
●
$115.60
no lower pierce · fires near $114.64
VWAP 20
●
$121.78
above the rolling VWAP · fires near $121.71
Entry level
●
$123.44
level below · fires near $124.65
Put wall
●
—
not on file
MACD
Context✓
+0.32
histogram above zero · fading
RVolStatic
0.52×
lighter than its own normal
Short int.Static
2.0%
short interest below 20%
ATRStatic
$2.55
14-session average true range
A checklist, not odds on a return: 3 of 5 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-02-03
in 58 sessions
Next dividend
1.94% yld
no ex-date on file