United Community Banks, Inc. (UCB) — Regional Banks. Numbers-first dossier: valuation, distress risk, calibrated signal.

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UCB earnings history

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Bid — × — AskUpdated Nov 9, 2026 · 4:00 PM ETVol 797.4K · 3-mo avg 890.1K

United Community Banks, Inc. (UCB)

UCBUnited Community Banks, Inc.loading…
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QTick signal
0net
0 bull / 0 bear factors · balanced
Bull 0 pts·Bear 0 pts30d
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Market context—Sector read · not on file—Balance sheet · not on file—Inflation-report days · not on fileOKCalm trading · sharp-drop risk 0/100 · Nov 9
$36.81
near a support level · Nov 6
$38–39
near the top of its usual range and the 52-week high · midpoint $38.63 · Nov 6
Golden cross
50-day average is above the 200-day — an uptrend
In line
61% of similar setups fell 10% or more within 3 months · 1.1× the usual rate · rating eased: at bottom zone (2/6 bottoming checks met)
Golden cross
50-day average is above the 200-day — an uptrend
Trading volume25% below normal0.75× its 20-day average
Past year's range$28.65 – $37.47lowest to highest price
From its peak9.2% belowpeak $40.76, highest since 2015
Gain vs. risk0.43 to 1$0.43 possible gain per $1 at risk
Plan fails below$34.80the setup is broken under this price
Momentum (RSI)61.9fires under 35 · fires near $32.47
Accounting warning signs2worth checking — see the list
Price vs. profit10.9× next year12.3× last 12 months
Price vs. its own pastusual P/E 13.9×median of the last 5 years

Last session traded in line with its own normal, price up 1.3%. Over the last 20 sessions, 42% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

0 of 5 aligned — not yet
RSI 14
●
61.9
fires under 35 · fires near $32.47
vs 50-day
●
$35.01
above the line · fires near $35.31
Bollinger
●
$32.80
no lower pierce · fires near $32.22
VWAP 20
●
$35.92
above the rolling VWAP · fires near $35.91
Entry level
●
$36.81
level below · fires near $37.15
Put wall
●
—
not on file
MACD
Context✓
+0.45
histogram above zero · rising
RVolStatic
0.75×
in line with its own normal
Short int.Static
4.6%
short interest below 20%
ATRStatic
$1.01
14-session average true range
A checklist, not odds on a return: 3 of 5 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-01-13
in 44 sessions
Next dividend
2.78% yld
no ex-date on file