Nu Holdings Ltd. (NU) — Regional Banks. Numbers-first dossier: valuation, distress risk, calibrated signal.

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Bid — × — AskUpdated Nov 10, 2026 · 1:15 PM ETVol 28.70M · 3-mo avg 81.61M

Nu Holdings Ltd. (NU)

NUNu Holdings Ltd.loading…
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QTick signal
+2net
1 bull / 0 bear factors · balanced
Bull 2 pts·Bear 0 pts30d
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Market context—Sector read · not on file—Balance sheet · not on fileOKInflation-report days · ~5% smaller swingsOKCalm trading · sharp-drop risk 49/100 · Nov 10
$12.30
near a recent low and a support level · Nov 9 · price is already 2.9% below it
$13.68
near a round-number price and the 50-day average trade price · midpoint $13.68 · Nov 9
Death cross
50-day average is below the 200-day — a downtrend
In line
69% of similar setups fell 10% or more within 3 months · 1.2× the usual rate · rating eased: at bottom zone (3/6 bottoming checks met)
Death cross
50-day average is below the 200-day — a downtrend
Trading volume42% below normal0.58× its 20-day average
Past year's range$11.20 – $18.98lowest to highest price
From its peak34.9% belowpeak $18.98, highest since 2021
Gain vs. risk0.96 to 1$0.96 possible gain per $1 at risk
Plan fails below$10.87the setup is broken under this price
Momentum (RSI)41.5fires under 35 · fires near $10.86
Accounting warning signs2worth checking — see the list
Price vs. profit10.8× next year16.4× last 12 months
Price vs. its own pastpricier than 0%of the last 5 years · usual P/E 33.8×

Trading lighter than its own normal, price down 3.4%. Over the last 20 sessions, 71% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

3 of 5 aligned — not yet
RSI 14
●
41.5
fires under 35 · fires near $10.86
vs 50-day
✓
$13.97
below the line
Bollinger
●
$10.33
no lower pierce · fires near $9.93
VWAP 20
✓
$13.05
below the rolling VWAP
Entry level
✓
$12.30
below the model level
Put wall
●
—
not on file
MACD
Context●
-0.08
below zero · rising toward the flip
RVolStatic
0.58×
lighter than its own normal
Short int.Static
3.9%
short interest below 20%
ATRStatic
$0.72
14-session average true range
A checklist, not odds on a return: 3 of 5 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2026-11-12
in 2 sessions
Next dividend
No indicated yield
no forward dividend on file