Mechanics Bancorp (MCHB) — Regional Banks. Numbers-first dossier: valuation, distress risk, calibrated signal.

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MCHB earnings history

Qtick
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Bid — × — AskUpdated Nov 10, 2026 · 1:32 PM ETVol 110.9K · 3-mo avg 533.5K

Mechanics Bancorp (MCHB)

MCHBMechanics Bancorploading…
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QTick signal
-2net
0 bull / 1 bear factors · balanced
Bull 0 pts·Bear 2 pts30d
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Market context—Sector read · not on file—Balance sheet · not on file—Inflation-report days · not on fileOKCalm trading · sharp-drop risk 2/100 · Nov 9
$14.75
near a recent low, a support level and the 200-day average · Nov 9
$14.97
near a resistance level, a round-number price, the 50-day average and the 50-day average trade price · midpoint $14.97 · Nov 9
Golden cross
50-day average is above the 200-day, but price is 2% below the 50-day average — the uptrend is damaged
In line
57% of similar setups fell 10% or more within 3 months · 1.0× the usual rate
Golden cross
50-day average is above the 200-day, but price is 2% below the 50-day average — the uptrend is damaged
Trading volume46% below normal0.54× its 20-day average
Past year's range$12.92 – $17.38lowest to highest price
From its peak74.4% belowpeak $57.84, highest since 2015
Gain vs. risk0.28 to 1$0.28 possible gain per $1 at risk
Plan fails below$13.95the setup is broken under this price
Momentum (RSI)49.5fires under 35 · fires near $13.54
Accounting warning signs1worth checking — see the list
Price vs. profit12.4× next year11.3× last 12 months
Price vs. its own pastpricier than 75%of the last 5 years · usual P/E 7.0×

Last session traded lighter than its own normal. Over the last 20 sessions, 55% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

3 of 5 aligned — not yet
RSI 14
●
49.5
fires under 35 · fires near $13.54
vs 50-day
✓
$14.99
below the line
Bollinger
●
$14.08
no lower pierce · fires near $13.96
VWAP 20
✓
$14.70
below the rolling VWAP
Entry level
✓
$14.75
within 1% of model level
Put wall
●
—
not on file
MACD
Context✓
+0.11
histogram above zero · rising
RVolStatic
0.54×
lighter than its own normal
Short int.Static
9.8%
short interest below 20%
ATRStatic
$0.40
14-session average true range
A checklist, not odds on a return: 3 of 5 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-01-28
in 53 sessions
Next dividend
10.65% yld
no ex-date on file