Lloyds Banking Group plc (LYG) — Regional Banks. Numbers-first dossier: valuation, distress risk, calibrated signal.

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Bid — × — AskUpdated Nov 10, 2026 · 1:15 PM ETVol 20.10M · 3-mo avg 16.74M

Lloyds Banking Group plc (LYG)

LYGLloyds Banking Group plcloading…
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QTick signal
+2net
1 bull / 0 bear factors · balanced
Bull 2 pts·Bear 0 pts30d
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Market context—Sector read · not on file—Balance sheet · not on fileFlatInflation-report days · swings like the S&P 500OKCalm trading · sharp-drop risk 13/100 · Nov 10
$5.23
near a recent low and a support level · Nov 9 · price is already 1.2% below it
$5–6
near a round-number price, the 200-day average, the 50-day average and the 50-day average trade price · midpoint $5.54 · Nov 9
Golden cross
50-day average is above the 200-day, but price is 7% below the 50-day average — the uptrend is damaged
In line
69% of similar setups fell 10% or more within 3 months · 1.2× the usual rate · rating eased: at bottom zone (1/6 bottoming checks met)
Golden cross
50-day average is above the 200-day, but price is 7% below the 50-day average — the uptrend is damaged
Trading volume49% above normal1.49× its 20-day average
Past year's range$4.51 – $6.34lowest to highest price
From its peak17.0% belowpeak $6.34, highest since 2015
Gain vs. risk0.77 to 1$0.77 possible gain per $1 at risk
Plan fails below$4.84the setup is broken under this price
Momentum (RSI)46.4fires under 35 · fires near $4.78
Accounting warning signs1worth checking — see the list
Price vs. profit8.8× next year9.9× last 12 months
Price vs. its own pastpricier than 64%of the last 5 years · usual P/E 6.9×

Trading in line with its own normal, price down 1.7%. Over the last 20 sessions, 60% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

3 of 5 aligned — not yet
RSI 14
●
46.4
fires under 35 · fires near $4.78
vs 50-day
✓
$5.58
below the line
Bollinger
●
$4.98
no lower pierce · fires near $4.93
VWAP 20
✓
$5.30
below the rolling VWAP
Entry level
✓
$5.23
below the model level
Put wall
●
—
not on file
MACD
Context✓
+0.01
histogram above zero · rising
RVolStatic
1.49×
in line with its own normal
Short int.Static
0.0%
short interest below 20%
ATRStatic
$0.17
14-session average true range
A checklist, not odds on a return: 3 of 5 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-02-04
in 58 sessions
Next dividend
4.26% yld
no ex-date on file