First Citizens BancShares, Inc. (FCNCA) — Regional Banks. Numbers-first dossier: valuation, distress risk, calibrated signal.

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FCNCA earnings history

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Bid — × — AskUpdated Nov 10, 2026 · 1:00 PM ETVol 43.7K · 3-mo avg 70.7K

First Citizens BancShares, Inc. (FCNCA)

FCNCAFirst Citizens BancShares, Inc.loading…
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QTick signal
+2net
2 bull / 2 bear factors · balanced
Bull 5 pts·Bear 3 pts30d
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Market context—Sector read · not on file—Balance sheet · not on file—Inflation-report days · not on fileOKCalm trading · sharp-drop risk 0/100 · Nov 10
$2,278.62
near a support level · Nov 9
$2,413–2,447
near the 52-week high and a round-number price · midpoint $2,429.96 · Nov 9
±$109.93
±4.8% up or down, priced by the options market
Golden cross
50-day average is above the 200-day — an uptrend
In line
72% of similar setups fell 10% or more within 3 months · 1.3× the usual rate · rating eased: at bottom zone (1/6 bottoming checks met)
Golden cross
50-day average is above the 200-day — an uptrend
Trading volume12% below normal0.88× its 20-day average
Past year's range$1,759.27 – $2,429.96lowest to highest price
From its peak5.8% belowpeak $2,429.96, highest since 2015
Gain vs. risk0.67 to 1$0.67 possible gain per $1 at risk
Plan fails below$2,141.27the setup is broken under this price
Options pressure point$1,440.00price can drift here near expiry
Momentum (RSI)56.6fires under 35 · fires near $2,085.87
Accounting warning signs1worth checking — see the list
Price vs. profit10.7× next year11.9× last 12 months
Price vs. its own pastpricier than 73%of the last 5 years · usual P/E 10.8×

Trading in line with its own normal, price up 1.1%. Over the last 20 sessions, 36% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

0 of 5 aligned — not yet
RSI 14
●
56.6
fires under 35 · fires near $2,085.87
vs 50-day
●
$2,166.86
above the line · fires near $2,184.08
Bollinger
●
$2,017.51
no lower pierce · fires near $1,971.67
VWAP 20
●
$2,278.12
above the rolling VWAP · fires near $2,277.73
Entry level
●
$2,278.62
level below · fires near $2,300.57
Put wall
●
—
not on file
MACD
Context●
-4.29
below zero · still falling
RVolStatic
0.88×
in line with its own normal
Short int.Static
5.6%
short interest below 20%
ATRStatic
$68.67
14-session average true range
A checklist, not odds on a return: 3 of 5 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-01-22
in 49 sessions
Next dividend
USD 2.10
ex-date 2026-11-30