First Bancorp (FBNC) — Regional Banks. Numbers-first dossier: valuation, distress risk, calibrated signal.

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FBNC earnings history

Qtick
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Bid — × — AskUpdated Nov 9, 2026 · 4:00 PM ETVol 302.4K · 3-mo avg 243.9K

First Bancorp (FBNC)

FBNCFirst Bancorploading…
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QTick signal
+1net
2 bull / 2 bear factors · balanced
Bull 4 pts·Bear 3 pts30d
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Market context—Sector read · not on file—Balance sheet · not on file—Inflation-report days · not on fileOKCalm trading · sharp-drop risk 0/100 · Nov 9
$64.98
near a recent low and a support level · Nov 9
$67–68
near the top of its usual range and the 52-week high · midpoint $67.74 · Nov 9
Golden cross
50-day average is above the 200-day — an uptrend
In line
61% of similar setups fell 10% or more within 3 months · 1.1× the usual rate · rating eased: at bottom zone (1/6 bottoming checks met)
Golden cross
50-day average is above the 200-day — an uptrend
Trading volume30% above normal1.30× its 20-day average
Past year's range$45.96 – $66.78lowest to highest price
From its peak3.6% belowpeak $67.74, highest since 2015
Gain vs. risk0.53 to 1$0.53 possible gain per $1 at risk
Plan fails below$60.77the setup is broken under this price
Options pressure point$40.00price can drift here near expiry
Momentum (RSI)58.1fires under 35 · fires near $57.31
Accounting warning signs1worth checking — see the list
Price vs. profit12.4× next year19.5× last 12 months
Price vs. its own pastpricier than 65%of the last 5 years · usual P/E 15.0×

Last session traded in line with its own normal, price up 1.1%. Over the last 20 sessions, 44% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

1 of 5 aligned — not yet
RSI 14
●
58.1
fires under 35 · fires near $57.31
vs 50-day
●
$62.71
above the line · fires near $63.27
Bollinger
●
$58.82
no lower pierce · fires near $58.04
VWAP 20
●
$63.57
above the rolling VWAP · fires near $63.51
Entry level
✓
$64.98
within 1% of model level
Put wall
●
—
not on file
MACD
Context●
-0.17
below zero · still falling
RVolStatic
1.30×
in line with its own normal
Short int.Static
5.2%
short interest below 20%
ATRStatic
$1.95
14-session average true range
A checklist, not odds on a return: 3 of 5 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-01-20
in 48 sessions · session not on file
Next dividend
1.47% yld
no ex-date on file