PennyMac Financial Services, Inc. (PFSI) — Mortgage Finance. Numbers-first dossier: valuation, distress risk, calibrated signal.

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PFSI earnings history

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Bid — × — AskUpdated Nov 9, 2026 · 4:00 PM ETVol 273.5K · 3-mo avg 598.7K

PennyMac Financial Services, Inc. (PFSI)

PFSIPennyMac Financial Services, Inc.loading…
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QTick signal
-6net
0 bull / 3 bear factors · moderate
Bull 0 pts·Bear 6 pts30d
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Market context—Sector read · not on fileRiskBalance sheet · Distress—Inflation-report days · not on fileOKCalm trading · sharp-drop risk 0/100 · Nov 9
$66.11
near a recent low and a support level · Nov 9
$104–106
near a heavy call-option level · midpoint $105.00 · Nov 9
±$0.15
±0.2% up or down, priced by the options market
Death cross
50-day average is below the 200-day — a downtrend · price is back above the 50-day, trying to recover
In line
85% of similar setups fell 10% or more within 3 months · 1.1× the usual rate · rating eased: at bottom zone (2/6 bottoming checks met)
Death cross
50-day average is below the 200-day — a downtrend · price is back above the 50-day, trying to recover
Trading volume57% below normal0.43× its 20-day average
Past year's range$57.52 – $160.36lowest to highest price
From its peak58.6% belowpeak $160.36, highest since 2015
Gain vs. risk6.93 to 1$6.93 possible gain per $1 at risk
Plan fails below$60.87the setup is broken under this price
Options pressure point$85.00price can drift here near expiry
Momentum (RSI)56.4fires under 35 · fires near $55.89
Accounting warning signs1worth checking — see the list
Price vs. profit9.8× next year15.0× last 12 months
Price vs. its own pastusual P/E 10.6×median of the last 5 years

Last session traded lighter than its own normal, price up 1.3%. Over the last 20 sessions, 51% of the volume traded on days the stock closed lower.

Entry strategy · 10 triggers

Drawdown risk — high
RSI 14
●
56.4
fires under 35 · fires near $55.89
vs 50-day
●
$64.99
above the line · fires near $65.57
Bollinger
●
$57.41
no lower pierce · fires near $56.47
VWAP 20
●
$62.50
above the rolling VWAP · fires near $62.44
Entry level
✓
$66.11
within 1% of model level
Put wall
✓
$80.00
2026-11-20 expiry · chain of 2026-11-09
MACD
Context✓
+0.71
histogram above zero · fading
RVolStatic
0.43×
lighter than its own normal
Short int.Static
13.4%
short interest below 20%
ATRStatic
$2.62
14-session average true range
A checklist, not odds on a return: 4 of 6 usable price conditions have to line up. RSI, the 50-day average and the Bollinger band move with the price you set; the 20-day average traded price, the entry level and the busiest put strike stay fixed. MACD, RVol, Short int. and ATR are context only — they never count toward the total.
See the full case→
Next earnings
2027-01-28
in 54 sessions
Next dividend
USD 0.30
ex-date 2026-11-16