Deep dive · NYSE: PDI
PIMCO Dynamic Income Fund stock analysis
Everything behind the call on PIMCO Dynamic Income Fund. 6 sections, ordered the way risk stacks up: survival first, quality and price in the middle, context last. The Beacon gives you the read. This is where you check the work.
The five reads
Global tape
No overseas listings — PDI trades on its home exchange only.
The bottom linestart hereAs of 2026-09-25
Chart pattern
Below both averages
The 50-day sits below the 200-day
50-day $15.12 · -7.4%
200-day $15.87 · -11.8%
200-day $15.87 · -11.8%
Dividend
18.93%
Forward annual yield at today's price
Risk flags
1 on watch
5 checks run, 2 clear
beta 0.39 · vol 17% ann.
worst drawdown -19%
worst drawdown -19%
New to this? Every metric carries a plain-English read beside it, and an ⓘ next to a label opens the definition. Anything unfamiliar is also defined at the foot of the page under Glossary.
In one paragraphwhat the company actually does137 chars
PIMCO Dynamic Income Fund is a close ended fixed income mutual fund launched and managed by Allianz Global Investors Fund Management LLC.
NYSE · USDAsset Management
$14.00+0.14 · +1.01%CLOSED · vol 3.85M
52-week range↑ 2% off low · ↓ 29.9% off high
$13.73now $14.00$19.96
Quote Sep 25, 2026 · 4:00 PM ET
Tape 2026-09-25
Factors 2026-09-25
Tape 2026-09-25
Factors 2026-09-25
01
Survival & solvency
and 2 of 5 forensic checks clear.
↳ Plain EnglishBefore anything else: can this company pay its bills? These blocks check the balance sheet, whether your slice of ownership is being diluted, and whether the accounting looks honest.
Piotroski F-score
F 4/7WATCH
Piotroski F-score 4 of 7. Nine pass/fail tests covering profitability, leverage and operating efficiency; seven or more is strong.
Balance sheetSep 27, 2026
Your ownership stake
Share-count growth vs peersHIGH DILUTION
92nd pctile
Where this name's share-count growth ranks among peers. Lower is less dilutive.
Accounting forensicsSEC filings
Red-flag x-rayGRADE B
83 / 100
0 critical · 1 watch · 2 clear of 3 scored tests
Red-flag x-ray · every check, passes included
CheckStatusValueWhat it looks for
Bankruptcy distressNAn/aAltman-Z not available · fundamentals
Earnings manipulationNAn/aBeneish-M not available · fundamentals
LeverageCLEARLTD/E 0.51long-term debt 0.51× equity · fundamentals
Profitability qualityWATCHF 4/7Piotroski F-score 4 of 7 · fundamentals
Filing forensicsCLEAR0 flagsno filing red flags on the latest 10-K · forensic
5 checks, 2 clear and 1 watch. The passes are shown because a score built from five checks means something different from one built from three.
02Refreshed · Sep 27, 2026GOOD · 78/100
Business quality
100% net margin, 12% return on equity, +43% revenue growth.
↳ Plain EnglishMargins tell you how much of each sales dollar the company keeps. Return on capital tells you whether reinvesting that money creates value. Both are read against what the filings support, not against a target.
Quality score
78 / 100GOOD
Profitability, growth and balance strength scored separately, then blended.
ProfitabilityRefreshed · Sep 27, 2026
Net marginOF EVERY SALES DOLLAR
99.9%
The share of revenue that survives every cost and becomes profit.
Return on equityPER $1 OF EQUITY
12.1%
Annual return on each dollar of shareholder equity.
Growth & relative strength
Trailing return by period
1 month-9.6%
3 months-15.9%
6 months-15.3%
Year to date-21.9%
1 year-29.0%
Revenue growth (YoY)FAST
+43.0%
Revenue against the same period a year ago.
EPS growth (YoY)IN LINE
+19.9%
Earnings per share against a year ago. Running ahead of revenue means margins are widening.
12-1 momentumEX LAST MONTH
-10.4%
Return over the last year excluding the most recent month — the standard momentum factor, which drops the short-term reversal.
Relative-strength rankBOTTOM 33%
33 / 100
Where this name's 3-month return against the S&P 500 ranks across the market — a quarter's standing, not the year's.
Around earnings
P(beat next quarter)COHORT BASE RATE
61%
survivor-tilted universe (currently-listed names; large-cap-skewed coverage)
Typical earnings moveData unavailableRealized move magnitudes are not published for this name yet — no measured print on file.
Reaction: beat vs missData unavailableThe beat-versus-miss reaction gap is not computed for this name — undetermined — needs ≥12 measured beats.
Consensus biasVALIDATED
Persistent
insufficient surprise history
Dividends & income
Dividend yieldforward annual
18.93%
The cash return the payment alone provides at today's price.
Cash coveragefree cash flow
<1x
Whether the payment is funded out of the cash the business generates.
Inventory ledger
Data unavailableNo inventory detail is tagged in this company's filings. The ledger needs the XBRL inventory components, which a business without physical goods does not report.
Segments & geography
Data unavailableRevenue by segment and region is not on file for this name, so product and geographic concentration are not shown.
Pattern reliability · platform-wide cohortSnapshot · Sep 27, 2026
Downtrend · leans bearish
HorizonHigherMedianObservations
10d47%0.0%1,264,444
21d48%0.0%596,577
63d47%-0.6%187,417
slope -0.14 over 40 bars
Head and shoulders · leans bearish
HorizonHigherMedianObservations
10d49%0.0%499,633
21d51%+0.1%235,260
63d51%+0.3%74,900
head above two ≈-equal shoulders — bearish reversal
Falling wedge · leans bullish
HorizonHigherMedianObservations
10d50%0.0%430,231
21d50%0.0%203,310
63d50%+0.1%64,486
falling & converging — bullish
03
Price & timing
Price $14.00, RSI 32.
↳ Plain EnglishA multiple is what the market charges for a dollar of this company's earnings, cash or revenue; the trend and the options tape say what the price is doing around it. Together they are the timing picture, not the quality one.
Trend
Below every average0 OF 3 AVERAGES
50-day $15.12 · 200-day $15.87. Price above both is the structural definition of an uptrend.
The setup right now
Price · 504 sessions2024-09-23 → 2026-09-25
price50-day200-day
How to read this
Up 1.01% on the session.
Follow the solid line: each point is a session close. Compare it to the 50-day average — while price stays above it the short-term trend is up, and a drop below is the first structural warning.
Momentum (RSI-14)COOL
32
030 oversold70 hot100
Where momentum sits on a 0–100 scale. Above 70 is overbought, below 30 oversold; the middle says the move has room either way.
Typical day (ATR-14)±1.8%
$0.26
The average true range — how far this stock moves on an ordinary day. It sets the scale a stop has to clear.
MACDBELOW SIGNAL
-0.06
The short-term trend against its own signal line. The sign is the read; the size is not a target.
Bollinger position16% OF RANGE
Lower band
Where price sits inside its own volatility band. The edges are where a move is stretched, not where it reverses.
20-day VWAPPRICE BELOW
$14.50
The volume-weighted average of the last month. Price above it means recent buyers are, on average, in profit.
Chandelier exitBROKEN
$14.57
A volatility-based trailing stop, set a few average ranges below the recent high.
2026-09-29 · in 2 daysJob Openings (JOLTS)A scheduled macro release. It moves this stock independently of anything the company does.
Setup & oddsNightly
Pullback riskoverstretch read
In line0.97× segment rate · n=628
Historically, mid names in this tape state saw a ≥10% pullback within 63 trading days in 77% of cases (n=628).
Overstretchvs the 20-day mean
-1.4σ
How many standard deviations price sits from its 20-day mean. Beyond 2σ is genuinely stretched; inside it is ordinary.
Bottom zoneif it breaks down
$14 – $142 supports
Where prior demand appeared: S1 at $13.89, Low 52w at $13.73.
Slide scorefalling-knife check
96 / 100Falling knife
A composite of consecutive down days, gap risk and volume expansion. Low means any decline is orderly.
Signal
The odds lean, the stretch qualifies it.
Not enough fundamental coverage to score this name's red-flag cohort — no 12-month odds shown.
Valuation
Earnings yield vs cashABOVE CASH
4.91pp
The earnings yield clears the risk-free rate, so the current return alone competes with cash.
Multiples
Trailing P/Eearnings already reported10.0×
Price / salesprice against revenue, before any of it becomes profit8.3×
Price / bookprice against the accounting value of the assets1.0×
1 of the 3 priced multiples above sits in the richer half of its band. Each priced multiple is read against this stock's own history where a five-year range is on file, so the question is whether today is dear for this name rather than for the market. The multiples are computed separately from the quote above and are not re-priced as it moves, so they can lag it.
Price horizon & timingSep 25, 2026
Entryzone of 52-week low + S1
$13.93Approach
Where the composer's entry sits, on its own stated basis.
TargetRound + vwap 50
$14.98$15–$15
A zone, not a price. It is where the composer expects supply, not a forecast.
Stop2× ATR below entry
$13.41risk $0.52/sh
The level that says the setup is wrong, on the basis named beside it.
Risk / rewardtarget vs stop
2.04:1
Reward against risk on the composer's own levels.
Measure from a price$
To the 50-day
+8.0%
short-term trend line · $15.12
To the 200-day
+13.3%
primary trend line · $15.87
To the composer's target
+7.0%
Round + vwap 50 · set Sep 25, 2026 · $14.98
To the composer's stop
-4.2%
2× ATR below entry · set Sep 25, 2026 · $13.41
To the 52-week high
+42.6%
highest print of the past year · $19.96
To the 52-week low
-1.9%
lowest print of the past year · $13.73
A typical day (ATR)
$13.74 – $14.26
±$0.26 average true range
Type any price to re-measure every distance from it. Each row is a level this page already states somewhere else, so nothing here is a new number — and none of it is a recommendation to trade at that price.
Signal
The levels line up.
Entry $13.93 · stop $13.41 · target $14.98, a 2.04:1 ratio.
Gamma map
Data unavailableThis name has no listed options chain, so there is no dealer gamma to map. Regime, flip level, walls and the implied move all need a chain to exist.
Options tape
Data unavailableNo options chain is connected for this ticker. Max pain, the put/call ratio, the implied move and the open-interest ladder all need the chain feed.
0413F quarterly · Form 4 dailyNET SIGNAL 0
Ownership & flow
Institutions hold 15%.
↳ Plain EnglishWho is buying and selling, and what they had to disclose. Institutions file 13F 45 days after quarter end, executives file Form 4 within two days, and Congress discloses under the STOCK Act with a 30–45 day legal lag. Every one of those is a look backwards.
Institutional ownership
15.2%RETAIL-HEAVY
The share held by 13F filers. It describes last quarter's positioning, not today's — filings land up to 45 days after quarter end.
The QTick signal
Data unavailableNo factor in the model scored for this name, so there is no net signal to show. The signal appears once the nightly factor run covers it.
Cross-category read
Data unavailableFewer independent evidence families are ready than the engine's minimum, so there is nothing to check for agreement. A cross-category read over two categories is not a read.
Wall Street
Data unavailableNo sell-side firm publishes research on this name. There is no consensus rating, no price target and no estimate revisions to weigh — for a company this size that is the norm rather than a gap in our data.
Who owns it13F quarterly · Form 4 daily
Insider ownershipOFFICERS & DIRECTORS
0.0%
The share held by the people running the company.
Dollar volume (ADV)79th PCTILE
$48.84M/day
Average dollars traded per day, and where that ranks cross-sectionally. Thin liquidity is a cost you pay on the way out, not just on the way in.
Borrow feeData unavailableWe do not license securities-lending data, so the annualized cost of borrowing shares to short is not something we can show. Short interest and days-to-cover above are the closest read we can source.
The story · news & sentimentRolling window
Why it moved todayPEER COMOVE
+1.01%
PDI rose +1.01% since the last close alongside 3 of 3 peers (median 1.08%) — a sector/market move, not company-specific.
Congress
Data unavailableNo congressional trades in this name have been disclosed under the STOCK Act. Lawmakers' disclosed trades cluster heavily in large caps, so an empty list is the usual state.
0511 graded callsORDINARY VOLATILITY
Risk & track record
Beta 0.39, 17% annual volatility, a -19% worst drawdown, and 2 of 8 risk surfaces clear.
↳ Plain EnglishWhat owning it does to a portfolio, what the model votes against, and how often our own calls have been right. Every call is graded when it resolves, and the ones still open stay visible.
A very bad day (EVT)
−6.1%1-IN-200 DAY
Fitted to the tail of the return distribution rather than assuming a bell curve. Size the position so a day like this is survivable.
What it does to a portfolio5-year window
Max drawdownWORST FALL
-18.9%
The deepest peak-to-trough fall in the measured window. Only hold a position you can watch do this.
Beta (vs the market)DAMPENS
0.39
Moves about 0.4× the market over the past year.
Annualized volatilityORDINARY
17%
How far it swings over a year, from its own realized returns.
Tactical phaseNIGHTLY READ
Falling knife
Selling pressure65
Buying pressure0
Overheat0
State: falling_knife — Still breaking lower without consolidation — a fresh swing-low printed and no basing pattern has formed yet.
What votes against
Data unavailableNo factor in the model currently votes against this name. That is a statement about the model's inputs today, not a claim that nothing could go wrong.
Failure modes · by company type
Data unavailableFailure modes are routed per company type, and only the bank-run and crypto-treasury rulebooks are validated so far. This name routes as unknown, so there is no cohort-specific checklist to run. A generic list would read as analysis without being any.
The risk case · why not to buy8 surfaces · nightly
Suggested position capmax defensible size
2.9%tail cap binds
max defensible size 2.9% - tail binds
Avoid score6-month distress
0.2%0.1× its cohort · financials
Observational 6-month large-drawdown risk ranking — not a forecast, not alpha. Historical distress rate for this financials segment: 3.0%. This name reads 0.1× that base rate.
LowDistress screenThe distress model did not score this name in the latest run, so this surface is unmeasured rather than clear.Not scored
MedPosition size, not conviction, is the binding constrainthalf-Kelly 38.6% · tail cap 2.9% · category cap 54.6%. The tail cap binds, so 2.9% is the number (n=70,004). We show which one binds rather than the friendliest.Sizing
LowLottery-ticket behaviourIts best 21-day return sits at 2.1% against a 9.6% cohort 90th-percentile threshold — below the line where forward returns have historically turned negative.Behaviour
HighCash runwayAbout 0.4 quarters of cash at current burn ($57M cash against $626M a year of burn) - names in this bucket: 28.6% catastrophe rate within a year.Solvency
LowPost-earnings driftNo measured earnings reaction on file, so the drift surface is unmeasured.Not scored
LowDividend riskNot scored for this name.Not scored
LowRestatement historyFiling history is not deep enough to check for restatements.Not scored
LowCrowded shortNot in a warn state: the crowded-short model only publishes when short interest and thin liquidity coincide, and neither condition is met here.Not scored
Signal
2 of 8 surfaces clear.
8 surfaces checked, 2 clear. The binding constraint is position size — the tail cap is the one that binds. Each row states which surface it is and what it measured; a surface that could not be scored says so rather than counting as clear.
Who should skip it
Skip it if any of these is you
You'd size it like a core holding
The binding cap is 2.9% of a portfolio. Above that the tail stops being survivable.
Our track record11 resolved
Track recordBUILDING IN THE OPEN
24 logged
24 calls logged on this name, 11 resolved so far. Calls are logged the moment they are made, so the open ones are public before anyone knows how they turn out, and a hit-rate is not published until enough of them resolve.
Calls on PDITHIS NAME
24
This name's own call count. Too few have resolved to publish a rate over them, so none is shown rather than a rate over 11.
0610-K disclosed linksASSET MANAGEMENT
The wider context
5 mapped peers, 14 connections.
↳ Plain EnglishCompanies do not trade alone. This is the peer set, the supply chain that has to deliver, and the macro variables that move the stock regardless of company news.
Rate sensitivity
-6.0% per +1ppSECTOR
This is the SECTOR prior, not a measurement of this name — the regression did not clear its own bar. The verdict beside it (tailwind) comes from the prior too, so the two agree by construction rather than by evidence.
Versus peersLatest session
Peer set · 5 names
SymbolRelationshipPriceSession
BLKPeer$1,086.31+1.20%
BXPeer$118.42+1.03%
BNPeer$36.87+0.66%
KKRPeer$96.67+1.08%
BAMPeer$44.59+0.02%
The mapped peer set and how each traded in the latest session. A peer moving with this name says the move is the sector's; one moving against it says the move is this company's.
Time machineHistory from 2023-06-01
Signal
Every backward window is negative.
Look-back returns describe what happened, not what is likely. They are here to set the scale a future move would be measured on.
Macro driversRolling window
Next macro catalystIN 2 DAYS
Job Openings (JOLTS)
2026-09-29. A scheduled release that moves this stock independently of anything the company does.
Events · what moves this stockSep 21, 2026
Initial jobless claimsUsually hurts when more people file for benefits than expected
More missed loan payments and less borrowing; lower rates also thin banks' margins.
Typical for the Financial Services sector
On the day -0.1% · A week later -0.1% · Two weeks later -0.3% · Rose on 94 of 170 report days
Across the last 170 Initial jobless claims reports since Jun 8, 2023, PDI moved -0.1% on average on the day and was 0.3% lower two weeks later. The S&P 500 moved 0.0% on those days.
Housing startsUsually helps when more homes are started than expected
More mortgages get written.
Typical for the Financial Services sector
On the day 0.0% · A week later +0.4% · Two weeks later +1.5% · Rose on 25 of 39 report days
Across the last 39 Housing starts reports since Jun 20, 2023, PDI moved 0.0% on average on the day and was 1.5% higher two weeks later. The S&P 500 moved 0.0% on those days.
Industrial productionUsually helps when factory output comes in stronger than expected
Businesses borrow more when they are growing.
Typical for the Financial Services sector
On the day -0.2% · A week later -0.2% · Two weeks later +0.4% · Rose on 21 of 39 report days
Across the last 39 Industrial production reports since Jun 15, 2023, PDI moved -0.2% on average on the day and was 0.4% higher two weeks later. The S&P 500 moved +0.1% on those days.
Retail salesUsually helps when shoppers spend more than expected
More card swipes and consumer borrowing when spending is strong.
Typical for the Financial Services sector
On the day -0.2% · A week later -0.2% · Two weeks later +0.4% · Rose on 21 of 39 report days
Across the last 39 Retail sales reports since Jun 15, 2023, PDI moved -0.2% on average on the day and was 0.4% higher two weeks later. The S&P 500 moved +0.1% on those days.
Consumer sentiment (UMich) is due in 12 days.
Consumer sentiment (UMich)Usually helps when consumers feel better than expectedConfident consumers borrow more.
Typical for the Financial Services sector
On the day -0.1% · A week later +1.3% · Two weeks later +1.2% · Rose on 25 of 38 report days
Across the last 38 Consumer sentiment (UMich) reports since Jun 26, 2023, PDI moved -0.1% on average on the day and was 1.2% higher two weeks later. The S&P 500 moved 0.0% on those days.
Job openings (JOLTS) is due in 2 days.
Job openings (JOLTS)Usually helps when job openings come in higher than expectedEmployed people repay loans and borrow more; banks benefit.
Typical for the Financial Services sector
On the day +0.1% · A week later -0.9% · Two weeks later -1.8% · Rose on 26 of 38 report days
Across the last 38 Job openings (JOLTS) reports since Jul 5, 2023, PDI moved +0.1% on average on the day and was 1.8% lower two weeks later. The S&P 500 moved 0.0% on those days.
Jobs report (nonfarm payrolls) is due in 5 days.
Jobs report (nonfarm payrolls)Usually helps when hiring comes in stronger than expectedEmployed people repay loans and borrow more; banks benefit.
Typical for the Financial Services sector
On the day 0.0% · A week later -1.0% · Two weeks later -1.8% · Rose on 23 of 38 report days
Across the last 38 Jobs report (nonfarm payrolls) reports since Jul 6, 2023, PDI moved 0.0% on average on the day and was 1.8% lower two weeks later. The S&P 500 moved -0.1% on those days.
Unemployment rate is due in 5 days.
Unemployment rateUsually hurts when unemployment rises more than expectedMore missed loan payments and less borrowing; lower rates also thin banks' margins.
Typical for the Financial Services sector
On the day 0.0% · A week later -1.0% · Two weeks later -1.7% · Rose on 22 of 37 report days
Across the last 37 Unemployment rate reports since Jul 6, 2023, PDI moved 0.0% on average on the day and was 1.7% lower two weeks later. The S&P 500 moved -0.1% on those days.
Customer momentum
Data unavailableCustomer momentum needs listed customers that disclose a revenue dependence on this company, and none is on file. The connections below are a different map: competitors and partners, most of them curated rather than filed.
Connections14 links · 3 confirmed
Direct connections · 14 edges
CompanyRelationSessionProvenance
PCM · Competitorcompetitor+0.81%Rumored · manual
KIO · Competitorcompetitor+1.36%Rumored · manual
DSL · Competitorcompetitor+0.70%Rumored · manual
ECAT · Competitorcompetitor-0.07%Rumored · manual
FSCO · Competitorcompetitor+1.19%Rumored · manual
GOF · Competitorcompetitor+1.42%Rumored · manual
PFL · Competitorcompetitor+1.02%Rumored · manual
PFN · Competitorcompetitor+0.97%Rumored · manual
PTY · Competitorcompetitor+1.67%Rumored · manual
BCAT · Competitorcompetitor-1.08%Confirmed · manual
PAXS · Competitorcompetitor+1.07%Confirmed · manual
ACP · Competitorcompetitor+0.45%Rumored · manual
PDO · Competitorcompetitor+0.60%Confirmed · manual
DLY · Competitorcompetitor+0.38%Rumored · manual
3 of 14 edges are named in a filing; the rest come from reporting we have not matched to one yet, and are labelled as such.
Suppliers, customers & competitors
Named competitors
PCMCompetitorcompetitor
KIOCompetitorcompetitor
DSLCompetitorcompetitor
ECATCompetitorcompetitor
FSCOCompetitorcompetitor
GOFCompetitorcompetitor
PFLCompetitorcompetitor
PFNCompetitorcompetitor
PTYCompetitorcompetitor
BCATCompetitorcompetitor
PAXSCompetitorcompetitor
ACPCompetitorcompetitor
PDOCompetitorcompetitor
DLYCompetitorcompetitor
Glossary · every term on this page
Survival
Altman Z
Bankruptcy-risk score. Above 3.0 is the safe band.
Piotroski F
Nine pass/fail health tests; 7 or more is strong.
Beneish M
Accrual and growth pattern screen. Clear below −2.22, watch to −1.78, elevated above; a year of very fast revenue growth lifts it by construction.
Merton DTD
Standard deviations of asset value between the company and its debt.
EDF
Default frequency calibrated on what actually happened to similar names.
Price & tape
RSI-14
Momentum gauge 0–100. Above 70 is overbought, below 30 oversold.
ATR
Average true range — the size of a typical day.
VWAP
20-day volume-weighted average price — the average paid over the last month; the page shows no intraday VWAP.
Supertrend
A trend-following stop line. A close through it flips the read.
Chandelier
A trailing stop set a few average ranges below the recent high.
Options & flow
Gamma / GEX
Dealer hedging pressure. Negative gamma amplifies moves both ways.
Call / put wall
The strikes with the heaviest open interest; they act as ceiling and floor.
Max pain
The strike where most options expire worthless.
13F · Form 4
Institutional filings, 45 days after quarter end. Insider trades, within two days.
Scoring
Composite signal
Independent factors scored and netted into one number.
Hit-rate
Share of past calls that resolved in the direction stated.
Brier score
Calibration measure. Lower means stated probabilities track reality.
HHI
Concentration 0–10,000. Above 2,500 means one segment carries the company.
EVT
Fits the tail rather than assuming a bell curve, so bad days are not understated.